Updated November 11, 2026
Equipment financing activity in Oak Creek, CO
Oak Creek has 51 active UCC filings for equipment across 41 businesses. 14 new filings were recorded in the last 12 months, up 56% on the year before. 15 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 29% of the book. The market is spread out: MOUNTAIN VALLEY BANK leads with 17%, followed by Caterpillar Financial at 15%. Construction is the largest equipment type, at 33%. Banks and credit unions hold 46%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+56% on the year before
New equipment filings by month
Oak Creek, CO, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 3 |
| 2025-06 | 0 |
| 2025-07 | 2 |
| 2025-08 | 2 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 2 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 3 |
| 2026-04 | 2 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 3 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- MOUNTAIN VALLEY BANK7 · 17.1%Bank
- Caterpillar Financial6 · 14.6%Captive finance
- Yampa Valley Bank5 · 12.2%Bank
- Kubota Credit4 · 9.8%Captive finance
- John Deere Financial3 · 7.3%Captive finance
- Independent
- Bank
- WAGNER EQUIPMENT COMPANY2 · 4.9%Captive finance
Top equipment types
Active filings by what the collateral describes
- Construction17 · 33.3%
- Equipment, type not stated15 · 29.4%
- Blanket liens10 · 19.6%
- Agriculture5 · 9.8%
- Trucks & trailers2 · 3.9%
- Vehicles2 · 3.9%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
74 | TEX Oak Creek | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Kubota Credit Captive finance | Nov 2023 |
69 | TTG Oak Creek | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Yampa Valley Bank Bank | Oct 2022 |
68 | KIN Oak Creek | Construction 35 mo old · early+32Near the 36-month mark+7 | SECURED LENDER SOLUTIONS Other | Nov 2023 |
67 | ALL Oak Creek | Construction 45 mo old · peak window+35Near the 48-month mark+2 | MOUNTAIN VALLEY BANK Bank | Jan 2023 |
65 | BEN Oak Creek | Construction 42 mo old · peak window+35Active, no continuation+10 | Wells Fargo Vendor Financial Services, LLC Bank | Apr 2023 |
55 | TTG Oak Creek | Vehicles 29 mo old · early+15Also a blanket lien | Yampa Valley Bank Bank | Jun 2024 |
52 | Luc Oak Creek | Construction 28 mo old · early+12Active, no continuation+10 | Kubota Credit Captive finance | Jun 2024 |
47 | LIT Oak Creek | Construction 54 mo old · late window+23Active, no continuation+10 | Western Equipment Finance Independent | Apr 2022 |
Top lenders in Oak Creek
- MOUNTAIN VALLEY BANK7
- Caterpillar Financial6
- Yampa Valley Bank5
- Kubota Credit4
- John Deere Financial3
- Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI3
- WebBank, its successors and assignees3
- WAGNER EQUIPMENT COMPANY2
- Wells Fargo Vendor Financial Services, LLC2
- Navitas Credit Corp.1
Questions
How many equipment loans are active in Oak Creek, CO?
How many equipment loans in Oak Creek, CO end in the next six months?
Which lenders finance the most equipment in Oak Creek, CO?
What equipment is financed most in Oak Creek, CO?
Is Oak Creek, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.