Updated November 11, 2026
Equipment financing activity in Garfield County, CO
Garfield County has 1,858 active UCC filings for equipment across 930 businesses, about 2.0 per business, so repeat borrowers are common. 382 new filings were recorded in the last 12 months, down 13% on the year before. 517 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: Caterpillar Financial leads with 18%, followed by Alpine Bank, A Colorado Banking Corporation at 11%. Construction is the largest equipment type, at 34%. Banks and credit unions hold 47%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-13% on the year before
New equipment filings by month
Garfield County, CO, last 24 months. The current month is still coming in.
| 2024-12 | 45 |
|---|---|
| 2025-01 | 48 |
| 2025-02 | 31 |
| 2025-03 | 39 |
| 2025-04 | 38 |
| 2025-05 | 30 |
| 2025-06 | 42 |
| 2025-07 | 28 |
| 2025-08 | 35 |
| 2025-09 | 26 |
| 2025-10 | 41 |
| 2025-11 | 34 |
| 2025-12 | 47 |
| 2026-01 | 37 |
| 2026-02 | 23 |
| 2026-03 | 39 |
| 2026-04 | 41 |
| 2026-05 | 32 |
| 2026-06 | 30 |
| 2026-07 | 24 |
| 2026-08 | 35 |
| 2026-09 | 41 |
| 2026-10 | 13 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial256 · 17.5%Captive finance
- Alpine Bank, A Colorado Banking Corporation163 · 11.2%Bank
- WAGNER EQUIPMENT COMPANY95 · 6.5%Captive finance
- Bank
- John Deere Financial69 · 4.7%Captive finance
- Bank
- First Western Bank & Trust36 · 2.5%Bank
- ANB Bank35 · 2.4%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated737 · 39.7%
- Construction636 · 34.2%
- Blanket liens302 · 16.3%
- Agriculture66 · 3.6%
- Trucks & trailers44 · 2.4%
- Manufacturing29 · 1.6%
- Vehicles18 · 1.0%
- IT & office13 · 0.7%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | WCO New Castle | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
100 | Cx2 Silt | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Oct 2023 |
100 | Adv Garfield | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Bell Bank Bank | Oct 2023 |
100 | But Silt | Trucks & trailers 48 mo old · peak window+35Near the 48-month mark+10 | Sumitomo Mitsui Finance & Leasing Co., Ltd. Independent | Oct 2022 |
100 | HEA Carbondale | Trucks & trailers 48 mo old · peak window+35Near the 48-month mark+10 | 1st Source Bank, Construction Equipment Division Bank | Oct 2022 |
97 | TLC Parachute | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
97 | TLC Parachute | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
97 | TLC Parachute | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
Cities in Garfield County
- Carbondale466
- Glenwood Springs460
- Rifle437
- Silt216
- New Castle162
- Parachute95
Other counties
- Denver County14,861
- Arapahoe County10,598
- El Paso County9,485
- Weld County8,505
- Jefferson County8,355
- Adams County7,321
- Boulder County6,274
- Larimer County6,164
- Douglas County4,007
- Mesa County2,527
- Pueblo County1,849
- Eagle County1,631
Top lenders in Garfield County
- Caterpillar Financial256
- Alpine Bank, A Colorado Banking Corporation163
- WAGNER EQUIPMENT COMPANY95
- Wells Fargo Vendor Financial Services, LLC71
- John Deere Financial69
- 1st Source Bank, Construction Equipment Division43
- First Western Bank & Trust36
- ANB Bank35
- Bank of Colorado32
- Stearns Bank Equipment Finance29
Questions
How many equipment loans are active in Garfield County?
How many equipment loans in Garfield County end in the next six months?
Which lenders finance the most equipment in Garfield County?
What equipment is financed most in Garfield County?
Is Garfield County equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.