Updated November 11, 2026
Equipment financing activity in Adams County, CO
Adams County has 7,321 active UCC filings for equipment across 4,303 businesses, about 1.7 per business, so repeat borrowers are common. 1,497 new filings were recorded in the last 12 months, down 13% on the year before. 1,877 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: Caterpillar Financial leads with 5%, followed by Bank Midwest at 4%. Construction is the largest equipment type, at 16%. Banks and credit unions hold 48%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-13% on the year before
New equipment filings by month
Adams County, CO, last 24 months. The current month is still coming in.
| 2024-12 | 149 |
|---|---|
| 2025-01 | 147 |
| 2025-02 | 147 |
| 2025-03 | 153 |
| 2025-04 | 158 |
| 2025-05 | 152 |
| 2025-06 | 145 |
| 2025-07 | 134 |
| 2025-08 | 128 |
| 2025-09 | 132 |
| 2025-10 | 131 |
| 2025-11 | 133 |
| 2025-12 | 174 |
| 2026-01 | 129 |
| 2026-02 | 158 |
| 2026-03 | 155 |
| 2026-04 | 136 |
| 2026-05 | 134 |
| 2026-06 | 138 |
| 2026-07 | 126 |
| 2026-08 | 117 |
| 2026-09 | 129 |
| 2026-10 | 33 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial242 · 5.2%Captive finance
- Bank Midwest189 · 4.1%Bank
- Bank
- WAGNER EQUIPMENT COMPANY168 · 3.6%Captive finance
- JPMorgan Chase Bank, NA143 · 3.1%Bank
- U.S. Bank National Association123 · 2.7%Bank
- John Deere Financial97 · 2.1%Captive finance
- Kubota Credit86 · 1.9%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated2,951 · 40.3%
- Blanket liens2,432 · 33.2%
- Construction1,170 · 16.0%
- Trucks & trailers227 · 3.1%
- Agriculture169 · 2.3%
- Manufacturing156 · 2.1%
- Vehicles84 · 1.1%
- IT & office68 · 0.9%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | 1 S Denver | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Corporation Service Company, as Representative Other | Nov 2023 |
100 | Jus Commerce City | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Stearns Bank Equipment Finance Bank | Oct 2023 |
100 | CHA Denver | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Oct 2023 |
100 | L.S Brighton | Construction 36 mo old · peak window+35Near the 36-month mark+10 | CNH Industrial Capital Captive finance | Oct 2023 |
100 | D & Northglenn | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Wells Fargo Vendor Financial Services, LLC Bank | Oct 2023 |
100 | CHA Denver | Construction 36 mo old · peak window+35Near the 36-month mark+10 | MARLIN LEASING CORP Independent | Oct 2023 |
100 | PRE Commerce City | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Wells Fargo Vendor Financial Services, LLC Bank | Oct 2023 |
100 | DES Commerce City | Construction 48 mo old · peak window+35Near the 48-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2022 |
Cities in Adams County
- Commerce City1,477
- Brighton1,322
- Thornton1,237
- Westminster1,146
- Northglenn376
- Henderson350
- Bennett200
- Strasburg149
- Watkins71
- Federal Heights52
- Westminister40
- Thorton36
Other counties
- Denver County14,861
- Arapahoe County10,598
- El Paso County9,485
- Weld County8,505
- Jefferson County8,355
- Boulder County6,274
- Larimer County6,164
- Douglas County4,007
- Mesa County2,527
- Garfield County1,858
- Pueblo County1,849
- Eagle County1,631
Questions
How many equipment loans are active in Adams County?
How many equipment loans in Adams County end in the next six months?
Which lenders finance the most equipment in Adams County?
What equipment is financed most in Adams County?
Is Adams County equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.