Updated November 11, 2026
Equipment financing activity in Mesa County, CO
Mesa County has 2,527 active UCC filings for equipment across 1,442 businesses, about 1.8 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 613. 671 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: Timberline Bank leads with 5%, followed by Caterpillar Financial at 5%. Construction is the largest equipment type, at 19%. Banks and credit unions hold 49%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-3% on the year before
New equipment filings by month
Mesa County, CO, last 24 months. The current month is still coming in.
| 2024-12 | 72 |
|---|---|
| 2025-01 | 43 |
| 2025-02 | 62 |
| 2025-03 | 75 |
| 2025-04 | 47 |
| 2025-05 | 52 |
| 2025-06 | 40 |
| 2025-07 | 48 |
| 2025-08 | 35 |
| 2025-09 | 58 |
| 2025-10 | 59 |
| 2025-11 | 35 |
| 2025-12 | 82 |
| 2026-01 | 54 |
| 2026-02 | 48 |
| 2026-03 | 62 |
| 2026-04 | 68 |
| 2026-05 | 44 |
| 2026-06 | 54 |
| 2026-07 | 49 |
| 2026-08 | 47 |
| 2026-09 | 72 |
| 2026-10 | 11 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Timberline Bank94 · 5.1%Bank
- Caterpillar Financial90 · 4.9%Captive finance
- WAGNER EQUIPMENT COMPANY88 · 4.8%Captive finance
- John Deere Financial82 · 4.5%Captive finance
- Revolving Loan Fund of Mesa County82 · 4.5%Independent
- Bank
- Bank
- Kubota Credit56 · 3.0%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated980 · 38.8%
- Blanket liens666 · 26.4%
- Construction489 · 19.4%
- Agriculture151 · 6.0%
- Manufacturing71 · 2.8%
- Trucks & trailers57 · 2.3%
- IT & office45 · 1.8%
- Vehicles39 · 1.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | ELA Grand Junction | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
100 | Ben Clifton | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Stearns Bank Equipment Finance Bank | Oct 2023 |
100 | STA Palisade | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
100 | MAR Collbran | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Oct 2023 |
100 | PHO Grand Junction | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Alpine Bank, A Colorado Banking Corporation Bank | Nov 2022 |
97 | ELA Grand Junction | Construction 37 mo old · peak window+35Near the 36-month mark+7 | WAGNER EQUIPMENT COMPANY Captive finance | Sep 2023 |
97 | MC Palisade | Vehicles 47 mo old · peak window+35Near the 48-month mark+7 | TRANS LEASE, INC. Independent | Dec 2022 |
97 | CEA Grand Junction | Manufacturing 47 mo old · peak window+35Near the 48-month mark+7 | UniFi Equipment Finance, Inc. Independent | Dec 2022 |
Cities in Mesa County
- Grand Junction1,952
- Fruita211
- Loma122
- Palisade112
- Clifton96
- Mack62
- Grand Jct44
- Whitewater35
- Collbran33
Other counties
- Denver County14,861
- Arapahoe County10,598
- El Paso County9,485
- Weld County8,505
- Jefferson County8,355
- Adams County7,321
- Boulder County6,274
- Larimer County6,164
- Douglas County4,007
- Garfield County1,858
- Pueblo County1,849
- Eagle County1,631
Questions
How many equipment loans are active in Mesa County?
How many equipment loans in Mesa County end in the next six months?
Which lenders finance the most equipment in Mesa County?
What equipment is financed most in Mesa County?
Is Mesa County equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.