Updated November 11, 2026
Equipment financing activity in Steamboat Springs, CO
Steamboat Springs has 795 active UCC filings for equipment across 461 businesses, about 1.7 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 170. 179 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. Caterpillar Financial dominates with 25% of active filings. Construction is the largest equipment type, at 36%. Banks and credit unions hold 47%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-2% on the year before
New equipment filings by month
Steamboat Springs, CO, last 24 months. The current month is still coming in.
| 2024-12 | 16 |
|---|---|
| 2025-01 | 16 |
| 2025-02 | 10 |
| 2025-03 | 11 |
| 2025-04 | 20 |
| 2025-05 | 9 |
| 2025-06 | 19 |
| 2025-07 | 6 |
| 2025-08 | 9 |
| 2025-09 | 16 |
| 2025-10 | 25 |
| 2025-11 | 19 |
| 2025-12 | 10 |
| 2026-01 | 9 |
| 2026-02 | 15 |
| 2026-03 | 10 |
| 2026-04 | 21 |
| 2026-05 | 16 |
| 2026-06 | 22 |
| 2026-07 | 10 |
| 2026-08 | 19 |
| 2026-09 | 12 |
| 2026-10 | 14 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial163 · 25.0%Captive finance
- Yampa Valley Bank79 · 12.1%Bank
- WAGNER EQUIPMENT COMPANY53 · 8.1%Captive finance
- Bank
- MOUNTAIN VALLEY BANK29 · 4.4%Bank
- Texas Capital Bank16 · 2.5%Bank
- Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Construction289 · 36.4%
- Equipment, type not stated266 · 33.5%
- Blanket liens175 · 22.0%
- Agriculture20 · 2.5%
- Vehicles14 · 1.8%
- Manufacturing12 · 1.5%
- Trucks & trailers8 · 1.0%
- Medical6 · 0.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
97 | O & Steamboat Springs | Construction 37 mo old · peak window+35Near the 36-month mark+7 | WAGNER EQUIPMENT COMPANY Captive finance | Sep 2023 |
94 | Sil Steamboat Springs | Construction 35 mo old · early+32Near the 36-month mark+7 | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Nov 2023 |
94 | BIG Steamboat Springs | Construction 35 mo old · early+32Near the 36-month mark+7 | Komatsu Financial Captive finance | Nov 2023 |
94 | Sch Steamboat Springs | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
94 | INC Steamboat Springs | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | MJM Steamboat Springs | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | John Deere Financial Captive finance | Sep 2023 |
94 | Sil Steamboat Springs | Trucks & trailers 46 mo old · peak window+35Near the 48-month mark+4 | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Dec 2022 |
91 | INC Steamboat Springs | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Oct 2023 |
Equipment types in Steamboat Springs
Top lenders in Steamboat Springs
- Caterpillar Financial163
- Yampa Valley Bank79
- WAGNER EQUIPMENT COMPANY53
- Alpine Bank, A Colorado Banking Corporation38
- MOUNTAIN VALLEY BANK29
- Texas Capital Bank16
- Wells Fargo Vendor Financial Services, LLC13
- Zions Bancorporation, N.A. dba Vectra Bank Colorado13
- Bank of America, N.A.8
- DLL8
Questions
How many equipment loans are active in Steamboat Springs, CO?
How many equipment loans in Steamboat Springs, CO end in the next six months?
Which lenders finance the most equipment in Steamboat Springs, CO?
What equipment is financed most in Steamboat Springs, CO?
Is Steamboat Springs, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.