Updated November 11, 2026
Equipment financing activity in Ouray County, CO
Ouray County has 139 active UCC filings for equipment across 92 businesses, about 1.5 per business, so repeat borrowers are common. 24 new filings were recorded in the last 12 months, down 41% on the year before. 37 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: Citizens State Bank leads with 11%, followed by Caterpillar Financial at 10%. Construction is the largest equipment type, at 28%. Banks and credit unions hold 47%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-41% on the year before
New equipment filings by month
Ouray County, CO, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 12 |
| 2025-03 | 2 |
| 2025-04 | 5 |
| 2025-05 | 6 |
| 2025-06 | 3 |
| 2025-07 | 1 |
| 2025-08 | 2 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 1 |
| 2025-12 | 3 |
| 2026-01 | 2 |
| 2026-02 | 0 |
| 2026-03 | 6 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 5 |
| 2026-07 | 0 |
| 2026-08 | 2 |
| 2026-09 | 3 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Citizens State Bank10 · 11.4%Bank
- Caterpillar Financial9 · 10.2%Captive finance
- WAGNER EQUIPMENT COMPANY8 · 9.1%Captive finance
- LEAF CAPITAL FUNDING, LLC6 · 6.8%Independent
- Stearns Bank Equipment Finance6 · 6.8%Bank
- John Deere Financial4 · 4.5%Captive finance
- Bank
- Financial Pacific Leasing, Inc.3 · 3.4%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated55 · 39.6%
- Construction39 · 28.1%
- Blanket liens37 · 26.6%
- Manufacturing3 · 2.2%
- Agriculture2 · 1.4%
- Restaurant2 · 1.4%
- IT & office1 · 0.7%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | CLI Ridgway | Construction 46 mo old · peak window+35Near the 48-month mark+4 | DLL Independent | Dec 2022 |
90 | Col Ouray | Agriculture 41 mo old · peak window+35Active, no continuation+10 | Citizens State Bank Bank | Jun 2023 |
90 | CLI Ridgway | Construction 43 mo old · peak window+35Also a blanket lien | DLL Independent | Apr 2023 |
89 | BLA Ridgway | Manufacturing 38 mo old · peak window+35Near the 36-month mark+4 | WAGNER EQUIPMENT COMPANY Captive finance | Aug 2023 |
82 | FAL Ridgway | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
82 | WOL Ridgway | Construction 45 mo old · peak window+35Near the 48-month mark+2 | WAGNER EQUIPMENT COMPANY Captive finance | Jan 2023 |
79 | FED Ouray | Construction 35 mo old · early+32Near the 36-month mark+7 | JCB FINANCE Captive finance | Dec 2023 |
78 | HIN Ouray | Construction 34 mo old · early+29Near the 36-month mark+4 | Wells Fargo Vendor Financial Services, LLC Bank | Jan 2024 |
Other counties
- Denver County14,861
- Arapahoe County10,598
- El Paso County9,485
- Weld County8,505
- Jefferson County8,355
- Adams County7,321
- Boulder County6,274
- Larimer County6,164
- Douglas County4,007
- Mesa County2,527
- Garfield County1,858
- Pueblo County1,849
Questions
How many equipment loans are active in Ouray County?
How many equipment loans in Ouray County end in the next six months?
Which lenders finance the most equipment in Ouray County?
What equipment is financed most in Ouray County?
Is Ouray County equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.