Updated November 11, 2026
Equipment financing activity in Ridgway, CO
Ridgway has 92 active UCC filings for equipment across 54 businesses, about 1.7 per business, so repeat borrowers are common. 14 new filings were recorded in the last 12 months, down 60% on the year before. 23 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: Caterpillar Financial leads with 13%, followed by WAGNER EQUIPMENT COMPANY at 12%. Construction is the largest equipment type, at 34%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-60% on the year before
New equipment filings by month
Ridgway, CO, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 11 |
| 2025-03 | 2 |
| 2025-04 | 5 |
| 2025-05 | 6 |
| 2025-06 | 2 |
| 2025-07 | 1 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 3 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 3 |
| 2026-07 | 0 |
| 2026-08 | 2 |
| 2026-09 | 3 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial8 · 13.3%Captive finance
- WAGNER EQUIPMENT COMPANY7 · 11.7%Captive finance
- Stearns Bank Equipment Finance6 · 10.0%Bank
- Citizens State Bank5 · 8.3%Bank
- John Deere Financial4 · 6.7%Captive finance
- LEAF CAPITAL FUNDING, LLC4 · 6.7%Independent
- Financial Pacific Leasing, Inc.3 · 5.0%Independent
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated37 · 40.2%
- Construction31 · 33.7%
- Blanket liens18 · 19.6%
- Manufacturing3 · 3.3%
- Restaurant2 · 2.2%
- Agriculture1 · 1.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | CLI Ridgway | Construction 46 mo old · peak window+35Near the 48-month mark+4 | DLL Independent | Dec 2022 |
90 | CLI Ridgway | Construction 43 mo old · peak window+35Also a blanket lien | DLL Independent | Apr 2023 |
89 | BLA Ridgway | Manufacturing 38 mo old · peak window+35Near the 36-month mark+4 | WAGNER EQUIPMENT COMPANY Captive finance | Aug 2023 |
82 | FAL Ridgway | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
82 | WOL Ridgway | Construction 45 mo old · peak window+35Near the 48-month mark+2 | WAGNER EQUIPMENT COMPANY Captive finance | Jan 2023 |
69 | COU Ridgway | Construction 35 mo old · early+32Near the 36-month mark+7 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
68 | BEE Ridgway | Construction 35 mo old · early+32Near the 36-month mark+7 | U.S. Bank Equipment Finance, a division of U.S. Bank National Association Bank | Nov 2023 |
66 | Cri Ridgway | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | Associated Wholesale Grocers, Inc. Other | Nov 2022 |
Equipment types in Ridgway
Questions
How many equipment loans are active in Ridgway, CO?
How many equipment loans in Ridgway, CO end in the next six months?
Which lenders finance the most equipment in Ridgway, CO?
What equipment is financed most in Ridgway, CO?
Is Ridgway, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.