Updated November 10, 2026
Equipment financing activity in Ouray, CO
Ouray has 40 active UCC filings for equipment across 33 businesses. 7 new filings were recorded in the last 12 months, up 40% on the year before. 13 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 33% of the book. Citizens State Bank dominates with 21% of active filings. Construction is the largest equipment type, at 18%. Banks and credit unions hold 71%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+40% on the year before
New equipment filings by month
Ouray, CO, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 2 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 2 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Citizens State Bank5 · 20.8%Bank
- JCB FINANCE3 · 12.5%Captive finance
- Bank
- Bank of Colorado2 · 8.3%Bank
- Bank
- FIRST SOUTHWEST BANK1 · 4.2%Bank
- WAGNER EQUIPMENT COMPANY1 · 4.2%Captive finance
- Forward Financing LLC1 · 4.2%Independent
Top equipment types
Active filings by what the collateral describes
- Blanket liens18 · 45.0%
- Equipment, type not stated13 · 32.5%
- Construction7 · 17.5%
- IT & office1 · 2.5%
- Agriculture1 · 2.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
90 | Col Ouray | Agriculture 41 mo old · peak window+35Active, no continuation+10 | Citizens State Bank Bank | Jun 2023 |
79 | FED Ouray | Construction 35 mo old · early+32Near the 36-month mark+7 | JCB FINANCE Captive finance | Dec 2023 |
78 | HIN Ouray | Construction 34 mo old · early+29Near the 36-month mark+4 | Wells Fargo Vendor Financial Services, LLC Bank | Jan 2024 |
60 | CAM Ouray | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Forward Financing LLC Independent | Oct 2022 |
58 | FED Ouray | Construction 57 mo old · late window+16Near the 60-month mark+2 | JCB FINANCE Captive finance | Feb 2022 |
57 | SAK Ouray | Construction 28 mo old · early+12Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Jun 2024 |
57 | Tho Ouray | Equipment 33 mo old · early+26Near the 36-month mark+2 | 436 & 503 LLC Other | Feb 2024 |
55 | THA Ouray | Blanket lien 49 mo old · late window+33Near the 48-month mark+7 | Corporation Service Company, As Representative Other | Sep 2022 |
Questions
How many equipment loans are active in Ouray, CO?
How many equipment loans in Ouray, CO end in the next six months?
Which lenders finance the most equipment in Ouray, CO?
What equipment is financed most in Ouray, CO?
Is Ouray, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 10, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.