Updated November 11, 2026
Equipment financing activity in Fruita, CO
Fruita has 211 active UCC filings for equipment across 138 businesses, about 1.5 per business, so repeat borrowers are common. 63 new filings were recorded in the last 12 months, up 15% on the year before. 56 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: Grand Valley Bank leads with 8%, followed by John Deere Financial at 7%. Construction is the largest equipment type, at 16%. Banks and credit unions hold 58%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+15% on the year before
New equipment filings by month
Fruita, CO, last 24 months. The current month is still coming in.
| 2024-12 | 4 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 4 |
| 2025-03 | 10 |
| 2025-04 | 4 |
| 2025-05 | 4 |
| 2025-06 | 3 |
| 2025-07 | 7 |
| 2025-08 | 3 |
| 2025-09 | 2 |
| 2025-10 | 4 |
| 2025-11 | 8 |
| 2025-12 | 6 |
| 2026-01 | 1 |
| 2026-02 | 7 |
| 2026-03 | 12 |
| 2026-04 | 6 |
| 2026-05 | 2 |
| 2026-06 | 6 |
| 2026-07 | 6 |
| 2026-08 | 3 |
| 2026-09 | 9 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Grand Valley Bank13 · 8.0%Bank
- John Deere Financial11 · 6.8%Captive finance
- Coloramo Federal Credit Union10 · 6.2%Bank
- Bank
- Independent
- Kubota Credit5 · 3.1%Captive finance
- Bank
- Bank of Colorado5 · 3.1%Bank
Top equipment types
Active filings by what the collateral describes
- Blanket liens72 · 34.1%
- Equipment, type not stated67 · 31.8%
- Construction33 · 15.6%
- Agriculture23 · 10.9%
- Trucks & trailers7 · 3.3%
- IT & office3 · 1.4%
- Vehicles3 · 1.4%
- Manufacturing2 · 0.9%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
92 | Pre Fruita | Construction 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
90 | DIR Fruita | Construction 41 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | May 2023 |
83 | T A Fruita | Construction 34 mo old · early+29Near the 36-month mark+4 | Stearns Bank Equipment Finance Bank | Jan 2024 |
82 | Car Fruita | Vehicles 37 mo old · peak window+35Near the 36-month mark+7 | COLORAMO FCU Bank | Sep 2023 |
80 | PRO Fruita | Construction 40 mo old · peak window+35Active, no continuation+10 | PNC Bank, National Association Bank | Jun 2023 |
78 | 970 Fruita | Equipment 43 mo old · peak window+35Active, no continuation+10 | VFS US LLC Other | Mar 2023 |
76 | Fru Fruita | Trucks & trailers 37 mo old · peak window+35Near the 36-month mark+7 | Farm Credit Leasing Services Corporation Bank | Sep 2023 |
76 | Wes Fruita | Manufacturing 47 mo old · peak window+35Near the 48-month mark+7 | CNC Associates, Inc. Other | Dec 2022 |
Equipment types in Fruita
Nearby cities
- Grand Junction1,952
- Loma122
- Palisade112
- Clifton96
- Mack62
- Grand Jct44
- Whitewater35
- Collbran33
Questions
How many equipment loans are active in Fruita, CO?
How many equipment loans in Fruita, CO end in the next six months?
Which lenders finance the most equipment in Fruita, CO?
What equipment is financed most in Fruita, CO?
Is Fruita, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.