Updated November 11, 2026
Equipment financing activity in Grand Junction, CO
Grand Junction has 1,952 active UCC filings for equipment across 1,113 businesses, about 1.8 per business, so repeat borrowers are common. 487 new filings were recorded in the last 12 months, down 8% on the year before. 505 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: Timberline Bank leads with 7%, followed by WAGNER EQUIPMENT COMPANY at 6%. Construction is the largest equipment type, at 20%. Banks and credit unions hold 50%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-8% on the year before
New equipment filings by month
Grand Junction, CO, last 24 months. The current month is still coming in.
| 2024-12 | 61 |
|---|---|
| 2025-01 | 42 |
| 2025-02 | 52 |
| 2025-03 | 61 |
| 2025-04 | 40 |
| 2025-05 | 41 |
| 2025-06 | 38 |
| 2025-07 | 33 |
| 2025-08 | 22 |
| 2025-09 | 46 |
| 2025-10 | 54 |
| 2025-11 | 24 |
| 2025-12 | 68 |
| 2026-01 | 53 |
| 2026-02 | 36 |
| 2026-03 | 45 |
| 2026-04 | 49 |
| 2026-05 | 44 |
| 2026-06 | 39 |
| 2026-07 | 41 |
| 2026-08 | 36 |
| 2026-09 | 49 |
| 2026-10 | 9 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Timberline Bank98 · 7.0%Bank
- WAGNER EQUIPMENT COMPANY87 · 6.2%Captive finance
- Caterpillar Financial72 · 5.2%Captive finance
- Bank of Colorado71 · 5.1%Bank
- Revolving Loan Fund of Mesa County62 · 4.4%Independent
- Bank
- Kubota Credit42 · 3.0%Captive finance
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated790 · 40.5%
- Blanket liens543 · 27.8%
- Construction385 · 19.7%
- Agriculture53 · 2.7%
- Manufacturing53 · 2.7%
- IT & office39 · 2.0%
- Trucks & trailers34 · 1.7%
- Vehicles31 · 1.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | ELA Grand Junction | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
100 | KB Grand Junction | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Wells Fargo Vendor Financial Services, LLC Bank | Nov 2023 |
100 | PHO Grand Junction | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Alpine Bank, A Colorado Banking Corporation Bank | Nov 2022 |
97 | ELA Grand Junction | Construction 37 mo old · peak window+35Near the 36-month mark+7 | WAGNER EQUIPMENT COMPANY Captive finance | Sep 2023 |
97 | CEA Grand Junction | Manufacturing 47 mo old · peak window+35Near the 48-month mark+7 | UniFi Equipment Finance, Inc. Independent | Dec 2022 |
97 | RBW Grand Junction | Construction 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
97 | RBW Grand Junction | Construction 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
97 | RBW Grand Junction | Construction 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
Equipment types in Grand Junction
Nearby cities
All of Mesa CountyTop lenders in Grand Junction
- Timberline Bank98
- WAGNER EQUIPMENT COMPANY87
- Caterpillar Financial72
- Bank of Colorado71
- Revolving Loan Fund of Mesa County62
- Wells Fargo Vendor Financial Services, LLC57
- Kubota Credit42
- Alpine Bank, A Colorado Banking Corporation41
- Stearns Bank Equipment Finance33
- John Deere Financial28
Questions
How many equipment loans are active in Grand Junction, CO?
How many equipment loans in Grand Junction, CO end in the next six months?
Which lenders finance the most equipment in Grand Junction, CO?
What equipment is financed most in Grand Junction, CO?
Is Grand Junction, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.