Updated November 11, 2026
Equipment financing activity in Clifton, CO
Clifton has 96 active UCC filings for equipment across 57 businesses, about 1.7 per business, so repeat borrowers are common. 19 new filings were recorded in the last 12 months, down 10% on the year before. 23 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: Coloramo Federal Credit Union leads with 7%, followed by LIVE OAK BANKING COMPANY at 5%. Construction is the largest equipment type, at 14%. Banks and credit unions hold 56%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-10% on the year before
New equipment filings by month
Clifton, CO, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 3 |
| 2025-03 | 2 |
| 2025-04 | 2 |
| 2025-05 | 2 |
| 2025-06 | 0 |
| 2025-07 | 4 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 4 |
| 2025-11 | 1 |
| 2025-12 | 3 |
| 2026-01 | 3 |
| 2026-02 | 2 |
| 2026-03 | 1 |
| 2026-04 | 2 |
| 2026-05 | 0 |
| 2026-06 | 5 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 2 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Coloramo Federal Credit Union4 · 6.8%Bank
- LIVE OAK BANKING COMPANY3 · 5.1%Bank
- Grand Valley Bank3 · 5.1%Bank
- Bank
- OakStar Bank3 · 5.1%Bank
- Stearns Bank Equipment Finance3 · 5.1%Bank
- Bank
- HOME LOAN STATE BANK2 · 3.4%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated43 · 44.8%
- Blanket liens25 · 26.0%
- Construction13 · 13.5%
- Agriculture7 · 7.3%
- Trucks & trailers4 · 4.2%
- Manufacturing3 · 3.1%
- IT & office1 · 1.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | Ben Clifton | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Stearns Bank Equipment Finance Bank | Oct 2023 |
97 | TRI Clifton | Construction 47 mo old · peak window+35Near the 48-month mark+7 | HOME LOAN STATE BANK Bank | Dec 2022 |
92 | DUN Clifton | Construction 39 mo old · peak window+35Near the 36-month mark+2 | JCB FINANCE Captive finance | Jul 2023 |
84 | DUN Clifton | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | C T Corporation System, as representative Other | Nov 2022 |
83 | SHA Clifton | Construction 33 mo old · early+26Near the 36-month mark+2 | Kubota Credit Captive finance | Feb 2024 |
82 | TRI Clifton | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | C T Corporation System, as representative Other | Dec 2022 |
79 | McK Clifton | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Coloramo Federal Credit Union Bank | Aug 2023 |
74 | Wes Clifton | Trucks & trailers 35 mo old · early+32Near the 36-month mark+7 | Pathward, National Association Other | Dec 2023 |
Nearby cities
- Grand Junction1,952
- Fruita211
- Loma122
- Palisade112
- Mack62
- Grand Jct44
- Whitewater35
- Collbran33
Questions
How many equipment loans are active in Clifton, CO?
How many equipment loans in Clifton, CO end in the next six months?
Which lenders finance the most equipment in Clifton, CO?
What equipment is financed most in Clifton, CO?
Is Clifton, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.