Updated November 11, 2026
Equipment financing activity in Winter, WI
Winter has 66 active UCC filings for equipment across 50 businesses. 10 new filings were recorded in the last 12 months, down 33% on the year before. 18 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: Sheffield Financial, a division of Truist Bank leads with 11%, followed by CNH Industrial Capital at 7%. Agriculture is the largest equipment type, at 12%. Banks and credit unions hold 77%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-33% on the year before
New equipment filings by month
Winter, WI, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 3 |
| 2025-05 | 2 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 2 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 3 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 2 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank
- CNH Industrial Capital4 · 6.6%Captive finance
- Royal Credit Union4 · 6.6%Bank
- WESTconsin Credit Union4 · 6.6%Bank
- SECURITY FINANCIAL BANK4 · 6.6%Bank
- Hayward Community Credit Union3 · 4.9%Bank
- Kubota Credit3 · 4.9%Captive finance
- Caterpillar Financial3 · 4.9%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated54 · 81.8%
- Agriculture8 · 12.1%
- Construction4 · 6.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | TP Winter | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
84 | WIN Winter | Agriculture 50 mo old · late window+31Near the 48-month mark+4 | Kubota Credit Captive finance | Sep 2022 |
82 | TP Winter | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Jan 2024 |
82 | WIN Winter | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
71 | Bei Winter | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | SECURITY FINANCIAL BANK Bank | Nov 2022 |
65 | Tim Winter | Equipment 51 mo old · late window+29Near the 48-month mark+2 | Minnesota Ag Power, Inc dba Midwest Machinery Co. Other | Jul 2022 |
61 | Tim Winter | Equipment 52 mo old · late window+27Active, no continuation+10 | Minnesota Ag Power, Inc dba Midwest Machinery Co. Other | Jun 2022 |
58 | JER Winter | Equipment 35 mo old · early+32Near the 36-month mark+7 | Sheffield Financial, a division of Truist Bank Bank | Nov 2023 |
Nearby cities
- Superior816
- Hayward615
- Ashland541
- Barron296
- Cameron282
- Spooner232
- Ladysmith207
- Grantsburg187
- Iron River167
- Frederic151
- Luck136
- South Range134
Questions
How many equipment loans are active in Winter, WI?
How many equipment loans in Winter, WI end in the next six months?
Which lenders finance the most equipment in Winter, WI?
What equipment is financed most in Winter, WI?
Is Winter, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.