Updated November 11, 2026
Equipment financing activity in Ladysmith, WI
Ladysmith has 207 active UCC filings for equipment across 148 businesses. 53 new filings were recorded in the last 12 months, up 33% on the year before. 58 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: WESTconsin Credit Union leads with 15%, followed by CUMBERLAND FEDERAL BANK, FSB at 10%. Banks and credit unions hold 75%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+33% on the year before
New equipment filings by month
Ladysmith, WI, last 24 months. The current month is still coming in.
| 2024-12 | 5 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 0 |
| 2025-03 | 7 |
| 2025-04 | 2 |
| 2025-05 | 2 |
| 2025-06 | 2 |
| 2025-07 | 2 |
| 2025-08 | 3 |
| 2025-09 | 7 |
| 2025-10 | 6 |
| 2025-11 | 3 |
| 2025-12 | 5 |
| 2026-01 | 4 |
| 2026-02 | 3 |
| 2026-03 | 0 |
| 2026-04 | 5 |
| 2026-05 | 3 |
| 2026-06 | 2 |
| 2026-07 | 1 |
| 2026-08 | 14 |
| 2026-09 | 6 |
| 2026-10 | 7 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- WESTconsin Credit Union23 · 14.9%Bank
- CUMBERLAND FEDERAL BANK, FSB16 · 10.4%Bank
- Ladysmith Federal Savings & Loan11 · 7.1%Bank
- Royal Credit Union10 · 6.5%Bank
- SECURITY FINANCIAL BANK10 · 6.5%Bank
- CONNEXUS CREDIT UNION6 · 3.9%Bank
- John Deere Financial6 · 3.9%Captive finance
- HERITAGE CREDIT UNION6 · 3.9%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated189 · 91.3%
- Agriculture13 · 6.3%
- Construction5 · 2.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
81 | TJG Ladysmith | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | BANKVISTA Bank | Sep 2023 |
81 | TJG Ladysmith | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | BANKVISTA Bank | Sep 2023 |
79 | AND Ladysmith | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
79 | LIT Ladysmith | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Citizens State Bank of Loyal Bank | Oct 2022 |
79 | Dah Ladysmith | Equipment 49 mo old · late window+33Near the 48-month mark+7 | BELL BANK Bank | Oct 2022 |
78 | Dah Ladysmith | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | BELL BANK Bank | Aug 2023 |
76 | HEN Ladysmith | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Ellison Technologies, Inc. Other | Jan 2023 |
74 | TOP Ladysmith | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | First Corporate Solutions, as representative Other | Oct 2023 |
Nearby cities
- Superior816
- Hayward615
- Ashland541
- Barron296
- Cameron282
- Spooner232
- Grantsburg187
- Iron River167
- Frederic151
- Luck136
- South Range134
- Solon Springs127
Questions
How many equipment loans are active in Ladysmith, WI?
How many equipment loans in Ladysmith, WI end in the next six months?
Which lenders finance the most equipment in Ladysmith, WI?
What equipment is financed most in Ladysmith, WI?
Is Ladysmith, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.