Updated November 11, 2026
Equipment financing activity in Spooner, WI
Spooner has 232 active UCC filings for equipment across 171 businesses. 57 new filings were recorded in the last 12 months, up 16% on the year before. 57 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: INDIANHEAD CREDIT UNION leads with 10%, followed by Shell Lake State Bank at 9%. Banks and credit unions hold 63%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+16% on the year before
New equipment filings by month
Spooner, WI, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 5 |
| 2025-03 | 1 |
| 2025-04 | 4 |
| 2025-05 | 5 |
| 2025-06 | 3 |
| 2025-07 | 2 |
| 2025-08 | 6 |
| 2025-09 | 3 |
| 2025-10 | 7 |
| 2025-11 | 3 |
| 2025-12 | 3 |
| 2026-01 | 4 |
| 2026-02 | 4 |
| 2026-03 | 6 |
| 2026-04 | 2 |
| 2026-05 | 4 |
| 2026-06 | 9 |
| 2026-07 | 4 |
| 2026-08 | 6 |
| 2026-09 | 2 |
| 2026-10 | 9 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- INDIANHEAD CREDIT UNION15 · 10.1%Bank
- Shell Lake State Bank14 · 9.4%Bank
- Royal Credit Union12 · 8.1%Bank
- WESTconsin Credit Union12 · 8.1%Bank
- Kubota Credit6 · 4.0%Captive finance
- Compeer Financial, PCA6 · 4.0%Independent
- Heights Finance Corporation5 · 3.4%Independent
- Citizens Community Federal N.A.4 · 2.7%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated219 · 94.4%
- Agriculture9 · 3.9%
- Construction3 · 1.3%
- IT & office1 · 0.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | WHI Spooner | Equipment 49 mo old · late window+33Near the 48-month mark+7 | Wells Fargo Equipment Finance, Inc. Bank | Sep 2022 |
78 | NOR Spooner | Equipment 35 mo old · early+32Near the 36-month mark+7 | PNC Bank, National Association Bank | Nov 2023 |
76 | Wil Spooner | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | WESTCONSIN CREDIT UNION Bank | Jan 2023 |
74 | Nor Spooner | Equipment 43 mo old · peak window+35Active, no continuation+10 | Northwest Wisconsin Business Development Corporation Other | Mar 2023 |
74 | SOU Spooner | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | IRS Other | Oct 2022 |
72 | BUR Spooner | Construction 34 mo old · early+29Near the 36-month mark+4 | Komatsu Financial Captive finance | Dec 2023 |
70 | Nor Spooner | Equipment 51 mo old · late window+29Near the 48-month mark+2 | Northwest Wisconsin Business Development Corporation Other | Jul 2022 |
70 | Nor Spooner | Equipment 51 mo old · late window+29Near the 48-month mark+2 | Northwest Wisconsin Business Development Corporation Other | Jul 2022 |
Nearby cities
- Superior816
- Hayward615
- Ashland541
- Barron296
- Cameron282
- Ladysmith207
- Grantsburg187
- Iron River167
- Frederic151
- Luck136
- South Range134
- Solon Springs127
Questions
How many equipment loans are active in Spooner, WI?
How many equipment loans in Spooner, WI end in the next six months?
Which lenders finance the most equipment in Spooner, WI?
What equipment is financed most in Spooner, WI?
Is Spooner, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.