Updated November 11, 2026
Equipment financing activity in Hayward, WI
Hayward has 615 active UCC filings for equipment across 377 businesses, about 1.6 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 109. 165 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: Shell Lake State Bank leads with 11%, followed by Frandsen Bank & Trust at 7%. Banks and credit unions hold 63%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+3% on the year before
New equipment filings by month
Hayward, WI, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 6 |
| 2025-03 | 7 |
| 2025-04 | 13 |
| 2025-05 | 15 |
| 2025-06 | 6 |
| 2025-07 | 9 |
| 2025-08 | 14 |
| 2025-09 | 16 |
| 2025-10 | 5 |
| 2025-11 | 11 |
| 2025-12 | 7 |
| 2026-01 | 9 |
| 2026-02 | 4 |
| 2026-03 | 9 |
| 2026-04 | 15 |
| 2026-05 | 11 |
| 2026-06 | 9 |
| 2026-07 | 11 |
| 2026-08 | 12 |
| 2026-09 | 4 |
| 2026-10 | 10 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Shell Lake State Bank57 · 10.7%Bank
- Frandsen Bank & Trust36 · 6.7%Bank
- Chippewa Valley Bank33 · 6.2%Bank
- Kubota Credit31 · 5.8%Captive finance
- Heights Finance Corporation24 · 4.5%Independent
- JOHNSON BANK22 · 4.1%Bank
- WESTconsin Credit Union18 · 3.4%Bank
- DLL16 · 3.0%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated539 · 87.6%
- Agriculture55 · 8.9%
- Construction18 · 2.9%
- Vehicles2 · 0.3%
- IT & office1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | R.C Hayward | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
88 | HAD Hayward | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | Kubota Credit Captive finance | Aug 2023 |
86 | HAD Hayward | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | Kubota Credit Captive finance | Aug 2023 |
84 | JER Hayward | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Wells Fargo Bank, N.A. Bank | Oct 2022 |
84 | NEF Hayward | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | Kubota Credit Captive finance | Oct 2022 |
84 | Sha Hayward | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Shell Lake State Bank Bank | Oct 2022 |
82 | NOR Hayward | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
78 | DL Hayward | Equipment 35 mo old · early+32Near the 36-month mark+7 | IRS Other | Nov 2023 |
Equipment types in Hayward
Nearby cities
- Superior816
- Ashland541
- Barron296
- Cameron282
- Spooner232
- Ladysmith207
- Grantsburg187
- Iron River167
- Frederic151
- Luck136
- South Range134
- Solon Springs127
Questions
How many equipment loans are active in Hayward, WI?
How many equipment loans in Hayward, WI end in the next six months?
Which lenders finance the most equipment in Hayward, WI?
What equipment is financed most in Hayward, WI?
Is Hayward, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.