Updated November 11, 2026
Equipment financing activity in Luck, WI
Luck has 136 active UCC filings for equipment across 102 businesses. 31 new filings were recorded in the last 12 months, up 55% on the year before. 41 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 30% of the book. The market is spread out: WESTconsin Credit Union leads with 15%, followed by Frandsen Bank & Trust at 12%. Banks and credit unions hold 79%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+55% on the year before
New equipment filings by month
Luck, WI, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 2 |
| 2025-05 | 0 |
| 2025-06 | 3 |
| 2025-07 | 1 |
| 2025-08 | 4 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 3 |
| 2025-12 | 2 |
| 2026-01 | 3 |
| 2026-02 | 0 |
| 2026-03 | 2 |
| 2026-04 | 4 |
| 2026-05 | 6 |
| 2026-06 | 1 |
| 2026-07 | 2 |
| 2026-08 | 3 |
| 2026-09 | 1 |
| 2026-10 | 3 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- WESTconsin Credit Union17 · 14.8%Bank
- Frandsen Bank & Trust14 · 12.2%Bank
- Sterling Bank12 · 10.4%Bank
- Royal Credit Union10 · 8.7%Bank
- Bank
- US BANK NA4 · 3.5%Bank
- Compeer Financial, PCA4 · 3.5%Independent
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated128 · 94.1%
- Construction5 · 3.7%
- Agriculture3 · 2.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
89 | KRI Luck | Construction 49 mo old · late window+33Near the 48-month mark+7 | Komatsu Financial Captive finance | Sep 2022 |
74 | Hai Luck | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | HERCULIFT INC. Other | Oct 2023 |
74 | Due Luck | Equipment 44 mo old · peak window+35Active, no continuation+10 | Sterling Bank Bank | Feb 2023 |
72 | Due Luck | Equipment 34 mo old · early+29Near the 36-month mark+4 | Sterling Bank Bank | Dec 2023 |
68 | BRA Luck | Equipment 35 mo old · early+32Near the 36-month mark+7 | US BUSINESS SERVICES - 2816170114 Other | Nov 2023 |
68 | Tot Luck | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | MINNESOTA AG POWER, INC. DBA MIDWEST MACHINERY CO. - FINANCIAL Independent | Dec 2022 |
66 | UNI Luck | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | MITSUBISHI HC CAPITAL AMERICA, INC. Independent | Nov 2022 |
64 | Gon Luck | Equipment 42 mo old · peak window+35Active, no continuation+10 | Frandsen Bank & Trust Bank | May 2023 |
Nearby cities
- Superior816
- Hayward615
- Ashland541
- Barron296
- Cameron282
- Spooner232
- Ladysmith207
- Grantsburg187
- Iron River167
- Frederic151
- South Range134
- Solon Springs127
Top lenders in Luck
- WESTconsin Credit Union17
- Frandsen Bank & Trust14
- Sterling Bank12
- Royal Credit Union10
- Wells Fargo Vendor Financial Services, LLC4
- US BANK NA4
- Compeer Financial, PCA4
- Sheffield Financial, a division of Truist Bank3
- Bremer Bank, National Association3
- NICOLET NATIONAL BANK3
Questions
How many equipment loans are active in Luck, WI?
How many equipment loans in Luck, WI end in the next six months?
Which lenders finance the most equipment in Luck, WI?
What equipment is financed most in Luck, WI?
Is Luck, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.