Updated November 11, 2026
Equipment financing activity in Williams Bay, WI
Williams Bay has 34 active UCC filings for equipment across 26 businesses. 12 new filings were recorded in the last 12 months, up 140% on the year before. 8 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. First National Bank and Trust Company dominates with 27% of active filings. Banks and credit unions hold 86%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+140% on the year before
New equipment filings by month
Williams Bay, WI, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 2 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 3 |
| 2026-02 | 0 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 4 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank
- US BANK NA4 · 18.2%Bank
- First Citizens State Bank2 · 9.1%Bank
- First Business Bank2 · 9.1%Bank
- CNH Industrial Capital1 · 4.5%Captive finance
- Stearns Bank Equipment Finance1 · 4.5%Bank
- Bank
- Community State Bank1 · 4.5%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated33 · 97.1%
- Agriculture1 · 2.9%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | Ack Williams Bay | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | First National Bank and Trust Company Bank | Oct 2022 |
57 | GUN Williams Bay | Agriculture 34 mo old · early+29Near the 36-month mark+4 | CNH Industrial Capital Captive finance | Dec 2023 |
54 | Ack Williams Bay | Equipment 29 mo old · early+15Active, no continuation+10 | First National Bank and Trust Company Bank | May 2024 |
54 | AUG Williams Bay | Equipment 53 mo old · late window+25Active, no continuation+10 | First Corporate Solutions, as representative Other | May 2022 |
49 | BAY Williams Bay | Equipment 42 mo old · peak window+35Active, no continuation+10 | Community State Bank Bank | Apr 2023 |
47 | Jor Williams Bay | Equipment 34 mo old · early+29Near the 36-month mark+4 | THE GREENWOOD’S STATE BANK Bank | Dec 2023 |
42 | CLE Williams Bay | Equipment 33 mo old · early+26Near the 36-month mark+2 | First National Bank and Trust Company Bank | Jan 2024 |
41 | ROB Williams Bay | Equipment 52 mo old · late window+27Active, no continuation+10 | GUARDIAN CRDIT UNION Other | Jun 2022 |
Nearby cities
- Sparta686
- Rice Lake640
- Merrill615
- Rhinelander596
- Muskego566
- Shawano547
- Waupaca487
- Mosinee444
- Brownsville433
- Platteville401
- Denmark396
- Viroqua381
Top lenders in Williams Bay
- First National Bank and Trust Company6
- US BANK NA4
- First Citizens State Bank2
- First Business Bank2
- CNH Industrial Capital1
- Stearns Bank Equipment Finance1
- Sheffield Financial, a division of Truist Bank1
- Community State Bank1
- First-Citizens Bank & Trust Company1
- Navitas Credit Corp.1
Questions
How many equipment loans are active in Williams Bay, WI?
How many equipment loans in Williams Bay, WI end in the next six months?
Which lenders finance the most equipment in Williams Bay, WI?
What equipment is financed most in Williams Bay, WI?
Is Williams Bay, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.