Updated November 11, 2026
Equipment financing activity in Waupaca, WI
Waupaca has 487 active UCC filings for equipment across 315 businesses, about 1.5 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 107. 118 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: FARMERS STATE BANK OF WAUPACA leads with 15%, followed by Bank First, N.A. at 11%. Banks and credit unions hold 70%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+0% on the year before
New equipment filings by month
Waupaca, WI, last 24 months. The current month is still coming in.
| 2024-12 | 10 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 13 |
| 2025-03 | 8 |
| 2025-04 | 10 |
| 2025-05 | 11 |
| 2025-06 | 9 |
| 2025-07 | 11 |
| 2025-08 | 6 |
| 2025-09 | 8 |
| 2025-10 | 9 |
| 2025-11 | 9 |
| 2025-12 | 21 |
| 2026-01 | 7 |
| 2026-02 | 15 |
| 2026-03 | 5 |
| 2026-04 | 12 |
| 2026-05 | 10 |
| 2026-06 | 9 |
| 2026-07 | 2 |
| 2026-08 | 7 |
| 2026-09 | 5 |
| 2026-10 | 6 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- FARMERS STATE BANK OF WAUPACA60 · 15.3%Bank
- Bank First, N.A.45 · 11.5%Bank
- COMMUNITY FIRST CREDIT UNION32 · 8.1%Bank
- DLL15 · 3.8%Independent
- Kubota Credit12 · 3.1%Captive finance
- Premier Community Bank12 · 3.1%Bank
- John Deere Financial11 · 2.8%Captive finance
- First State Bank11 · 2.8%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated434 · 89.1%
- Agriculture38 · 7.8%
- Construction14 · 2.9%
- Manufacturing1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
89 | ROC Waupaca | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
86 | VN Waupaca | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
79 | GUS Waupaca | Manufacturing 40 mo old · peak window+35Active, no continuation+10 | Toyota Industries Commercial Finance Captive finance | Jun 2023 |
79 | MAN Waupaca | Equipment 49 mo old · late window+33Near the 48-month mark+7 | VFS US LLC Other | Sep 2022 |
78 | Fau Waupaca | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | VFS US LLC Other | Aug 2023 |
78 | Fau Waupaca | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | VFS US LLC Other | Aug 2023 |
78 | Fau Waupaca | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | VFS Leasing Co. Independent | Dec 2022 |
76 | Fau Waupaca | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | VFS US LLC Other | Jul 2023 |
Equipment types in Waupaca
Nearby cities
- Sparta686
- Rice Lake640
- Merrill615
- Rhinelander596
- Muskego566
- Shawano547
- Mosinee444
- Brownsville433
- Platteville401
- Denmark396
- Viroqua381
- Thorp364
Questions
How many equipment loans are active in Waupaca, WI?
How many equipment loans in Waupaca, WI end in the next six months?
Which lenders finance the most equipment in Waupaca, WI?
What equipment is financed most in Waupaca, WI?
Is Waupaca, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.