Updated November 11, 2026
Equipment financing activity in Merrill, WI
Merrill has 615 active UCC filings for equipment across 395 businesses, about 1.6 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 127. 142 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. The market is spread out: CROSSBRIDGE COMMUNITY BANK leads with 11%, followed by John Deere Financial at 11%. Agriculture is the largest equipment type, at 14%. Banks and credit unions hold 69%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-3% on the year before
New equipment filings by month
Merrill, WI, last 24 months. The current month is still coming in.
| 2024-12 | 7 |
|---|---|
| 2025-01 | 8 |
| 2025-02 | 6 |
| 2025-03 | 15 |
| 2025-04 | 15 |
| 2025-05 | 10 |
| 2025-06 | 10 |
| 2025-07 | 11 |
| 2025-08 | 18 |
| 2025-09 | 11 |
| 2025-10 | 7 |
| 2025-11 | 5 |
| 2025-12 | 8 |
| 2026-01 | 10 |
| 2026-02 | 8 |
| 2026-03 | 15 |
| 2026-04 | 14 |
| 2026-05 | 14 |
| 2026-06 | 14 |
| 2026-07 | 12 |
| 2026-08 | 9 |
| 2026-09 | 11 |
| 2026-10 | 9 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- CROSSBRIDGE COMMUNITY BANK63 · 11.3%Bank
- John Deere Financial62 · 11.2%Captive finance
- NICOLET NATIONAL BANK47 · 8.5%Bank
- Park City Credit Union35 · 6.3%Bank
- COVANTAGE CREDIT UNION23 · 4.1%Bank
- CLOVERBELT CREDIT UNION23 · 4.1%Bank
- Caterpillar Financial20 · 3.6%Captive finance
- CNH Industrial Capital17 · 3.1%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated467 · 75.9%
- Agriculture88 · 14.3%
- Construction52 · 8.5%
- Vehicles3 · 0.5%
- Manufacturing3 · 0.5%
- IT & office2 · 0.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | VAN Merrill | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
91 | VAN Merrill | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
89 | VAN Merrill | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | John Deere Financial Captive finance | Sep 2022 |
84 | WIS Merrill | Construction 40 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Jul 2023 |
84 | VAN Merrill | Agriculture 40 mo old · peak window+35Active, no continuation+10 | CNH Industrial Capital Captive finance | Jun 2023 |
84 | WOL Merrill | Construction 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
84 | Mer Merrill | IT & office 41 mo old · peak window+35Active, no continuation+10 | IBM Credit LLC Captive finance | Jun 2023 |
84 | DEW Merrill | Construction 41 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | May 2023 |
Equipment types in Merrill
Nearby cities
- Sparta686
- Rice Lake640
- Rhinelander596
- Muskego566
- Shawano547
- Waupaca487
- Mosinee444
- Brownsville433
- Platteville401
- Denmark396
- Viroqua381
- Thorp364
Top lenders in Merrill
- CROSSBRIDGE COMMUNITY BANK63
- John Deere Financial62
- NICOLET NATIONAL BANK47
- Park City Credit Union35
- COVANTAGE CREDIT UNION23
- CLOVERBELT CREDIT UNION23
- Caterpillar Financial20
- CNH Industrial Capital17
- TOMAHAWK COMMUNITY BANK, S.S.B.16
- FARM CREDIT SERVICES OF AMERICA, PCA13
Questions
How many equipment loans are active in Merrill, WI?
How many equipment loans in Merrill, WI end in the next six months?
Which lenders finance the most equipment in Merrill, WI?
What equipment is financed most in Merrill, WI?
Is Merrill, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.