Updated November 11, 2026
Equipment financing activity in Sparta, WI
Sparta has 686 active UCC filings for equipment across 407 businesses, about 1.7 per business, so repeat borrowers are common. 143 new filings were recorded in the last 12 months, up 10% on the year before. 189 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. 1ST COMMUNITY CREDIT UNION dominates with 21% of active filings. Banks and credit unions hold 76%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+10% on the year before
New equipment filings by month
Sparta, WI, last 24 months. The current month is still coming in.
| 2024-12 | 9 |
|---|---|
| 2025-01 | 14 |
| 2025-02 | 7 |
| 2025-03 | 12 |
| 2025-04 | 16 |
| 2025-05 | 13 |
| 2025-06 | 9 |
| 2025-07 | 11 |
| 2025-08 | 10 |
| 2025-09 | 12 |
| 2025-10 | 8 |
| 2025-11 | 15 |
| 2025-12 | 20 |
| 2026-01 | 6 |
| 2026-02 | 8 |
| 2026-03 | 15 |
| 2026-04 | 14 |
| 2026-05 | 14 |
| 2026-06 | 14 |
| 2026-07 | 10 |
| 2026-08 | 11 |
| 2026-09 | 14 |
| 2026-10 | 5 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- 1ST COMMUNITY CREDIT UNION115 · 21.1%Bank
- CITIZENS FIRST BANK57 · 10.5%Bank
- John Deere Financial27 · 5.0%Captive finance
- Compeer Financial, PCA19 · 3.5%Independent
- Union State Bank17 · 3.1%Bank
- ALTRA FEDERAL CREDIT UNION12 · 2.2%Bank
- RIVER BANK12 · 2.2%Bank
- Kubota Credit11 · 2.0%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated620 · 90.4%
- Agriculture53 · 7.7%
- Construction12 · 1.7%
- IT & office1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | MAT Sparta | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Nov 2022 |
84 | ARC Sparta | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Business Services Company, LLC As Representative Other | Oct 2023 |
79 | S&P Sparta | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | RIVER BANK Bank | Oct 2023 |
78 | ARC Sparta | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | First Corporate Solutions, as representative Other | Dec 2022 |
76 | WAY Sparta | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Bell Bank Bank | Jan 2023 |
76 | K&D Sparta | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Private individual Other | Jan 2023 |
74 | MAT Sparta | Equipment 41 mo old · peak window+35Active, no continuation+10 | Miller Bradford Risberg Inc Other | May 2023 |
74 | WAY Sparta | Equipment 41 mo old · peak window+35Active, no continuation+10 | C T Corporation System, as representative Other | May 2023 |
Equipment types in Sparta
Nearby cities
- Rice Lake640
- Merrill615
- Rhinelander596
- Muskego566
- Shawano547
- Waupaca487
- Mosinee444
- Brownsville433
- Platteville401
- Denmark396
- Viroqua381
- Thorp364
Questions
How many equipment loans are active in Sparta, WI?
How many equipment loans in Sparta, WI end in the next six months?
Which lenders finance the most equipment in Sparta, WI?
What equipment is financed most in Sparta, WI?
Is Sparta, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.