Updated November 11, 2026
Equipment financing activity in Rhinelander, WI
Rhinelander has 596 active UCC filings for equipment across 397 businesses, about 1.5 per business, so repeat borrowers are common. 142 new filings were recorded in the last 12 months, up 20% on the year before. 144 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: Caterpillar Financial leads with 13%, followed by NICOLET NATIONAL BANK at 12%. Construction is the largest equipment type, at 12%. Banks and credit unions hold 68%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+20% on the year before
New equipment filings by month
Rhinelander, WI, last 24 months. The current month is still coming in.
| 2024-12 | 11 |
|---|---|
| 2025-01 | 6 |
| 2025-02 | 5 |
| 2025-03 | 7 |
| 2025-04 | 9 |
| 2025-05 | 17 |
| 2025-06 | 8 |
| 2025-07 | 11 |
| 2025-08 | 14 |
| 2025-09 | 13 |
| 2025-10 | 8 |
| 2025-11 | 6 |
| 2025-12 | 12 |
| 2026-01 | 10 |
| 2026-02 | 33 |
| 2026-03 | 6 |
| 2026-04 | 17 |
| 2026-05 | 7 |
| 2026-06 | 17 |
| 2026-07 | 15 |
| 2026-08 | 5 |
| 2026-09 | 7 |
| 2026-10 | 7 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial62 · 12.6%Captive finance
- NICOLET NATIONAL BANK58 · 11.8%Bank
- RIPCO CREDIT UNION45 · 9.1%Bank
- Peoples State Bank42 · 8.5%Bank
- COVANTAGE CREDIT UNION33 · 6.7%Bank
- Bank
- Park City Credit Union16 · 3.3%Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated493 · 82.7%
- Construction69 · 11.6%
- Agriculture23 · 3.9%
- Vehicles10 · 1.7%
- Medical1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | SOW Rhinelander | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | CNH Industrial Capital Captive finance | Sep 2023 |
91 | SOW Rhinelander | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | CNH Industrial Capital Captive finance | Sep 2023 |
91 | BRI Rhinelander | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Caterpillar Financial Captive finance | Dec 2022 |
86 | DOL Rhinelander | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jul 2023 |
84 | HIG Rhinelander | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | COVANTAGE CREDIT UNION Bank | Oct 2022 |
84 | HIG Rhinelander | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | COVANTAGE CREDIT UNION Bank | Oct 2022 |
76 | T & Rhinelander | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Peoples State Bank Bank | Feb 2023 |
76 | Nor Rhinelander | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | Peoples State Bank Bank | Nov 2022 |
Equipment types in Rhinelander
Nearby cities
- Sparta686
- Rice Lake640
- Merrill615
- Muskego566
- Shawano547
- Waupaca487
- Mosinee444
- Brownsville433
- Platteville401
- Denmark396
- Viroqua381
- Thorp364
Top lenders in Rhinelander
- Caterpillar Financial62
- NICOLET NATIONAL BANK58
- RIPCO CREDIT UNION45
- Peoples State Bank42
- COVANTAGE CREDIT UNION33
- MUFG BANK, LTD., as Administrative Agent20
- Park City Credit Union16
- Sheffield Financial, a division of Truist Bank13
- Heights Finance Corporation12
- John Deere Financial11
Questions
How many equipment loans are active in Rhinelander, WI?
How many equipment loans in Rhinelander, WI end in the next six months?
Which lenders finance the most equipment in Rhinelander, WI?
What equipment is financed most in Rhinelander, WI?
Is Rhinelander, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.