Updated November 11, 2026
Equipment financing activity in Stone Lake, WI
Stone Lake has 91 active UCC filings for equipment across 52 businesses, about 1.8 per business, so repeat borrowers are common. 9 new filings were recorded in the last 12 months, down 47% on the year before. 35 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 38% of the book. The market is spread out: Shell Lake State Bank leads with 18%, followed by Compeer Financial, PCA at 10%. Agriculture is the largest equipment type, at 12%. Banks and credit unions hold 54%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-47% on the year before
New equipment filings by month
Stone Lake, WI, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 2 |
| 2025-05 | 6 |
| 2025-06 | 2 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 3 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 2 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Shell Lake State Bank15 · 18.3%Bank
- Compeer Financial, PCA8 · 9.8%Independent
- John Deere Financial7 · 8.5%Captive finance
- Kubota Credit6 · 7.3%Captive finance
- Caterpillar Financial5 · 6.1%Captive finance
- Chippewa Valley Bank5 · 6.1%Bank
- Royal Credit Union4 · 4.9%Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated72 · 79.1%
- Agriculture11 · 12.1%
- Construction8 · 8.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | JD Stone Lake | Agriculture 35 mo old · early+32Near the 36-month mark+7 | CNH Industrial Capital Captive finance | Nov 2023 |
78 | JD Stone Lake | Equipment 35 mo old · early+32Near the 36-month mark+7 | Miller-Bradford & Risberg Inc Other | Nov 2023 |
76 | STO Stone Lake | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | Bank of the West Bank | Jan 2023 |
74 | JD Stone Lake | Equipment 40 mo old · peak window+35Active, no continuation+10 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Jun 2023 |
74 | JD Stone Lake | Equipment 42 mo old · peak window+35Active, no continuation+10 | Wells Fargo Bank, N.A. Bank | Apr 2023 |
74 | STO Stone Lake | Equipment 44 mo old · peak window+35Active, no continuation+10 | Shell Lake State Bank Bank | Mar 2023 |
69 | Jer Stone Lake | Equipment 42 mo old · peak window+35Active, no continuation+10 | Citizens Community Federal N.A. Bank | Apr 2023 |
68 | Bou Stone Lake | Equipment 35 mo old · early+32Near the 36-month mark+7 | Shell Lake State Bank Bank | Nov 2023 |
Nearby cities
- Superior816
- Hayward615
- Ashland541
- Barron296
- Cameron282
- Spooner232
- Ladysmith207
- Grantsburg187
- Iron River167
- Frederic151
- Luck136
- South Range134
Questions
How many equipment loans are active in Stone Lake, WI?
How many equipment loans in Stone Lake, WI end in the next six months?
Which lenders finance the most equipment in Stone Lake, WI?
What equipment is financed most in Stone Lake, WI?
Is Stone Lake, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.