Updated November 11, 2026
Equipment financing activity in Saint Germain, WI
Saint Germain has 98 active UCC filings for equipment across 63 businesses, about 1.6 per business, so repeat borrowers are common. 21 new filings were recorded in the last 12 months, up 62% on the year before. 23 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. The market is spread out: NICOLET NATIONAL BANK leads with 18%, followed by Caterpillar Financial at 15%. Construction is the largest equipment type, at 13%. Banks and credit unions hold 66%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+62% on the year before
New equipment filings by month
Saint Germain, WI, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 4 |
| 2025-06 | 4 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 2 |
| 2025-12 | 1 |
| 2026-01 | 5 |
| 2026-02 | 0 |
| 2026-03 | 2 |
| 2026-04 | 0 |
| 2026-05 | 3 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 4 |
| 2026-10 | 3 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- NICOLET NATIONAL BANK16 · 18.2%Bank
- Caterpillar Financial13 · 14.8%Captive finance
- Forward Bank10 · 11.4%Bank
- IncredibleBank7 · 8.0%Bank
- Kubota Credit3 · 3.4%Captive finance
- Independent
- mBank3 · 3.4%Bank
- John Deere Financial3 · 3.4%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated75 · 76.5%
- Construction13 · 13.3%
- Agriculture8 · 8.2%
- Vehicles2 · 2.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | Wal Saint Germain | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Private individual Other | Oct 2022 |
72 | KS Saint Germain | Agriculture 32 mo old · early+23Active, no continuation+10 | CNH Industrial Capital Captive finance | Feb 2024 |
72 | WIR Saint Germain | Equipment 34 mo old · early+29Near the 36-month mark+4 | Innovation Refunds Other | Dec 2023 |
71 | J&J Saint Germain | Agriculture 52 mo old · late window+27Active, no continuation+10 | John Deere Financial Captive finance | Jun 2022 |
67 | KS Saint Germain | Equipment 33 mo old · early+26Near the 36-month mark+2 | U.S. Bank Equipment Finance Bank | Jan 2024 |
59 | Deb Saint Germain | Vehicles 50 mo old · late window+31Near the 48-month mark+4 | American Honda Finance Corporation Captive finance | Aug 2022 |
57 | BAU Saint Germain | Equipment 54 mo old · late window+23Active, no continuation+10 | NICOLET NATIONAL BANK Bank | Apr 2022 |
56 | ROC Saint Germain | Construction 39 mo old · peak window+35Moved to another lender Dec 2024 | Caterpillar Financial Captive finance | Jul 2023 |
Nearby cities
- Sparta686
- Rice Lake640
- Merrill615
- Rhinelander596
- Muskego566
- Shawano547
- Waupaca487
- Mosinee444
- Brownsville433
- Platteville401
- Denmark396
- Viroqua381
Questions
How many equipment loans are active in Saint Germain, WI?
How many equipment loans in Saint Germain, WI end in the next six months?
Which lenders finance the most equipment in Saint Germain, WI?
What equipment is financed most in Saint Germain, WI?
Is Saint Germain, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.