Updated November 11, 2026

Equipment financing activity in Saint Croix Falls, WI

Saint Croix Falls has 132 active UCC filings for equipment across 98 businesses. 22 new filings were recorded in the last 12 months, down 21% on the year before. 42 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 32% of the book. The market is spread out: Royal Credit Union leads with 19%, followed by MidWestOne Bank at 15%. Agriculture is the largest equipment type, at 11%. Banks and credit unions hold 73%, more than captives and independents.

See the 42 ending soon

132

Active equipment filings

42

Likely ending in the next 6 months

36, 48 or 60 month term

98

Businesses with active filings

22

New filings, last 12 months

-21% on the year before

New equipment filings by month

Saint Croix Falls, WI, last 24 months. The current month is still coming in.

New equipment filings per month in Saint Croix Falls, WI
2024-12	2
2025-01	3
2025-02	2
2025-03	3
2025-04	5
2025-05	2
2025-06	0
2025-07	1
2025-08	5
2025-09	1
2025-10	2
2025-11	0
2025-12	0
2026-01	4
2026-02	0
2026-03	2
2026-04	2
2026-05	2
2026-06	3
2026-07	0
2026-08	3
2026-09	1
2026-10	5
2026-11	0

Top lenders

Share of active equipment filings with a named lender. Filing agents and government left out.

Royal Credit Union19 · 18.6%
Bank
MidWestOne Bank15 · 14.7%
Bank
John Deere Financial7 · 6.9%
Captive finance
Wells Fargo Vendor Financial Services, LLC4 · 3.9%
Bank
Bremer Bank, National Association4 · 3.9%
Bank
Geneva Capital, LLC4 · 3.9%
Independent
Kubota Credit3 · 2.9%
Captive finance
U.S. Bank Equipment Finance, a division of U.S. Bank National Association3 · 2.9%
Bank

Top equipment types

Active filings by what the collateral describes

Equipment, type not stated118 · 89.4%
Agriculture14 · 10.6%

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 132 with names

Score	Company	Why	Lender	Filed
89	NEL Saint Croix Falls	Agriculture 36 mo old · peak window+35Near the 36-month mark+10	CNH Industrial Capital Captive finance	Oct 2023
76	BIK Saint Croix Falls	Equipment 37 mo old · peak window+35Near the 36-month mark+7	U.S. Bank Equipment Finance, a division of U.S. Bank National Association Bank	Sep 2023
76	The Saint Croix Falls	Equipment 39 mo old · peak window+35Near the 36-month mark+2	Royal Credit Union Bank	Jul 2023
76	The Saint Croix Falls	Equipment 39 mo old · peak window+35Near the 36-month mark+2	Royal Credit Union Bank	Jul 2023
76	Mar Saint Croix Falls	Equipment 47 mo old · peak window+35Near the 48-month mark+7	First State Bank and Trust Bank	Dec 2022
73	MJS Saint Croix Falls	Equipment 38 mo old · peak window+35Near the 36-month mark+4	MidWestOne Bank Bank	Aug 2023
70	REV Saint Croix Falls	Equipment 51 mo old · late window+29Near the 48-month mark+2	SECURED LENDER SOLUTIONS Other	Jul 2022
67	BIK Saint Croix Falls	Equipment 34 mo old · early+29Near the 36-month mark+4	U.S. Bank Equipment Finance, a division of U.S. Bank National Association Bank	Jan 2024

89

NEL

Saint Croix Falls

Agriculture

36 mo old · peak window+35Near the 36-month mark+10

CNH Industrial Capital

76

BIK

Saint Croix Falls

Equipment

37 mo old · peak window+35Near the 36-month mark+7

U.S. Bank Equipment Finance, a division of U.S. Bank National Association

76

The

Saint Croix Falls

Equipment

39 mo old · peak window+35Near the 36-month mark+2

Royal Credit Union

76

The

Saint Croix Falls

Equipment

39 mo old · peak window+35Near the 36-month mark+2

Royal Credit Union

76

Mar

Saint Croix Falls

Equipment

47 mo old · peak window+35Near the 48-month mark+7

First State Bank and Trust

73

MJS

Saint Croix Falls

Equipment

38 mo old · peak window+35Near the 36-month mark+4

MidWestOne Bank

70

REV

Saint Croix Falls

Equipment

51 mo old · late window+29Near the 48-month mark+2

SECURED LENDER SOLUTIONS

67

BIK

Saint Croix Falls

Equipment

34 mo old · early+29Near the 36-month mark+4

U.S. Bank Equipment Finance, a division of U.S. Bank National Association

Nearby cities

See all cities

Top lenders in Saint Croix Falls

All Wisconsin lenders

Questions

How many equipment loans are active in Saint Croix Falls, WI?

132 UCC filings for equipment against 98 businesses in Saint Croix Falls, WI are active, meaning not terminated or lapsed.

How many equipment loans in Saint Croix Falls, WI end in the next six months?

About 42: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Filings don't state the term, so this is an estimate.

Which lenders finance the most equipment in Saint Croix Falls, WI?

Royal Credit Union (19), MidWestOne Bank (15), John Deere Financial (7), counting active filings.

What equipment is financed most in Saint Croix Falls, WI?

Agriculture, with 14 active filings.

Is Saint Croix Falls, WI equipment financing growing?

22 new filings in the last 12 months against 28 in the 12 before, down 21%.

Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.