Updated November 11, 2026
Equipment financing activity in Phelps, WI
Phelps has 39 active UCC filings for equipment across 30 businesses. 7 new filings were recorded in the last 12 months, up 17% on the year before. 11 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: NICOLET NATIONAL BANK leads with 13%, followed by THE MINERS STATE BANK at 13%. Agriculture is the largest equipment type, at 13%. Banks and credit unions hold 78%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+17% on the year before
New equipment filings by month
Phelps, WI, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 2 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- NICOLET NATIONAL BANK4 · 12.5%Bank
- THE MINERS STATE BANK4 · 12.5%Bank
- Bank
- RIPCO CREDIT UNION3 · 9.4%Bank
- Headwaters State Bank3 · 9.4%Bank
- Caterpillar Financial2 · 6.3%Captive finance
- Peoples State Bank2 · 6.3%Bank
- Kubota Credit2 · 6.3%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated32 · 82.1%
- Agriculture5 · 12.8%
- Construction2 · 5.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | PHE Phelps | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | Kubota Credit Captive finance | Nov 2022 |
84 | PHE Phelps | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | Kubota Credit Captive finance | Sep 2022 |
68 | HOT Phelps | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | CNH Industrial Capital Captive finance | Aug 2023 |
68 | All Phelps | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | Headwaters State Bank Bank | Dec 2022 |
64 | HOT Phelps | Agriculture 41 mo old · peak window+35Active, no continuation+10 | CNH Industrial Capital Captive finance | May 2023 |
59 | Ram Phelps | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Ripco Credit Union Bank | Oct 2023 |
59 | DEM Phelps | Agriculture 44 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Feb 2023 |
57 | KNO Phelps | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
Nearby cities
- Sparta686
- Rice Lake640
- Merrill615
- Rhinelander596
- Muskego566
- Shawano547
- Waupaca487
- Mosinee444
- Brownsville433
- Platteville401
- Denmark396
- Viroqua381
Questions
How many equipment loans are active in Phelps, WI?
How many equipment loans in Phelps, WI end in the next six months?
Which lenders finance the most equipment in Phelps, WI?
What equipment is financed most in Phelps, WI?
Is Phelps, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.