Updated November 11, 2026
Equipment financing activity in Niagara, WI
Niagara has 109 active UCC filings for equipment across 75 businesses. 22 new filings were recorded in the last 12 months, up 29% on the year before. 26 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: First National Bank and Trust Company leads with 18%, followed by FORWARD FINANCIAL CREDIT UNION at 15%. Banks and credit unions hold 81%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+29% on the year before
New equipment filings by month
Niagara, WI, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 1 |
| 2025-03 | 3 |
| 2025-04 | 3 |
| 2025-05 | 1 |
| 2025-06 | 2 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 3 |
| 2025-11 | 0 |
| 2025-12 | 5 |
| 2026-01 | 3 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 4 |
| 2026-05 | 4 |
| 2026-06 | 2 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- First National Bank and Trust Company18 · 17.8%Bank
- FORWARD FINANCIAL CREDIT UNION15 · 14.9%Bank
- NICOLET NATIONAL BANK11 · 10.9%Bank
- First Bank, Upper Michigan9 · 8.9%Bank
- Caterpillar Financial5 · 5.0%Captive finance
- Bank
- FIRST BANK UPPER MI3 · 3.0%Bank
- Capital Credit Union3 · 3.0%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated98 · 89.9%
- Construction8 · 7.3%
- Agriculture3 · 2.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
81 | J.H Niagara | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | FIRST BANK, UPPER MICHIGAN Bank | Nov 2022 |
81 | NIA Niagara | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | First National Bank and Trust Company Bank | Nov 2022 |
74 | NIA Niagara | Equipment 41 mo old · peak window+35Active, no continuation+10 | First National Bank and Trust Company Bank | May 2023 |
74 | LIN Niagara | Agriculture 50 mo old · late window+31Near the 48-month mark+4 | John Deere Financial Captive finance | Aug 2022 |
70 | NIA Niagara | Equipment 51 mo old · late window+29Near the 48-month mark+2 | First National Bank and Trust Company Bank | Jul 2022 |
70 | NIA Niagara | Equipment 51 mo old · late window+29Near the 48-month mark+2 | Navitas Credit Corp. Independent | Jul 2022 |
69 | SWA Niagara | Construction 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
64 | DYE Niagara | Equipment 50 mo old · late window+31Near the 48-month mark+4 | First National Bank and Trust Company Bank | Aug 2022 |
Nearby cities
- Sparta686
- Rice Lake640
- Merrill615
- Rhinelander596
- Muskego566
- Shawano547
- Waupaca487
- Mosinee444
- Brownsville433
- Platteville401
- Denmark396
- Viroqua381
Top lenders in Niagara
- First National Bank and Trust Company18
- FORWARD FINANCIAL CREDIT UNION15
- NICOLET NATIONAL BANK11
- First Bank, Upper Michigan9
- Caterpillar Financial5
- Sheffield Financial, a division of Truist Bank3
- Capital Credit Union3
- John Deere Financial3
- Wells Fargo Vendor Financial Services, LLC2
Questions
How many equipment loans are active in Niagara, WI?
How many equipment loans in Niagara, WI end in the next six months?
Which lenders finance the most equipment in Niagara, WI?
What equipment is financed most in Niagara, WI?
Is Niagara, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.