Updated November 11, 2026
Construction equipment loans in Merrill, WI
Merrill has 52 active UCC filings for construction equipment across 24 businesses, about 2.2 per business, so repeat borrowers are common. 15 new filings were recorded in the last 12 months, up 50% on the year before. 11 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. John Deere Financial dominates with 58% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+50% on the year before
New equipment filings by month
Merrill, WI, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 3 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 2 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 2 |
| 2026-01 | 2 |
| 2026-02 | 1 |
| 2026-03 | 2 |
| 2026-04 | 1 |
| 2026-05 | 4 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial30 · 57.7%Captive finance
- Caterpillar Financial20 · 38.5%Captive finance
- JCB FINANCE2 · 3.8%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | WIS Merrill | Construction 40 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Jul 2023 |
84 | WOL Merrill | Construction 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
84 | DEW Merrill | Construction 41 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | May 2023 |
66 | AFR Merrill | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
64 | DEW Merrill | Construction 29 mo old · early+15Active, no continuation+10 | John Deere Financial Captive finance | May 2024 |
64 | INT Merrill | Construction 48 mo old · peak window+35Moved to another lender Jan 2026 | Caterpillar Financial Captive finance | Oct 2022 |
62 | PET Merrill | Construction 33 mo old · early+26Near the 36-month mark+2 | John Deere Financial Captive finance | Jan 2024 |
61 | DEW Merrill | Construction 37 mo old · peak window+35Moved to another lender Nov 2023 | John Deere Financial Captive finance | Sep 2023 |
Construction in nearby cities
- Construction in Rice Lake27
- Construction in Rhinelander69
- Construction in Brownsville189
- Construction in Thorp25
- Construction in Lodi35
- Construction in Mount Horeb30
Top lenders here
Questions
How many construction equipment loans are active in Merrill, WI?
How many construction equipment loans in Merrill, WI end in the next six months?
Which lenders finance the most construction equipment in Merrill, WI?
Is Merrill, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.