Updated November 11, 2026
Equipment financing activity in Cumberland, WI
Cumberland has 229 active UCC filings for equipment across 138 businesses, about 1.7 per business, so repeat borrowers are common. 39 new filings were recorded in the last 12 months, down 9% on the year before. 64 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: John Deere Financial leads with 15%, followed by CUMBERLAND FEDERAL BANK, FSB at 15%. Agriculture is the largest equipment type, at 16%. Banks and credit unions hold 64%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-9% on the year before
New equipment filings by month
Cumberland, WI, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 2 |
| 2025-03 | 2 |
| 2025-04 | 5 |
| 2025-05 | 3 |
| 2025-06 | 3 |
| 2025-07 | 3 |
| 2025-08 | 12 |
| 2025-09 | 2 |
| 2025-10 | 3 |
| 2025-11 | 3 |
| 2025-12 | 1 |
| 2026-01 | 3 |
| 2026-02 | 2 |
| 2026-03 | 10 |
| 2026-04 | 3 |
| 2026-05 | 4 |
| 2026-06 | 3 |
| 2026-07 | 4 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 3 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial28 · 15.2%Captive finance
- CUMBERLAND FEDERAL BANK, FSB28 · 15.2%Bank
- DAIRY STATE BANK24 · 13.0%Bank
- WESTconsin Credit Union11 · 6.0%Bank
- Royal Credit Union9 · 4.9%Bank
- Heights Finance Corporation6 · 3.3%Independent
- US BANK NA5 · 2.7%Bank
- DLL4 · 2.2%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated187 · 81.7%
- Agriculture37 · 16.2%
- IT & office3 · 1.3%
- Construction2 · 0.9%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
81 | ARD Cumberland | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | Corporation Service Company, as Representative Other | Dec 2022 |
76 | ARD Cumberland | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | WOLTER, INC. Other | Jul 2023 |
73 | R&J Cumberland | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | C T Corporation System, as representative Other | Dec 2022 |
71 | D. Cumberland | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | BMO Bank N.A. Bank | Sep 2023 |
67 | RUP Cumberland | Agriculture 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
66 | ISL Cumberland | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | CUMBERLAND FEDERAL BANK, FSB Bank | Feb 2023 |
66 | POL Cumberland | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
64 | Pen cumberland | Equipment 53 mo old · late window+25Active, no continuation+10 | U.S. Small Business Administration Other | May 2022 |
Equipment types in Cumberland
Nearby cities
- Sparta686
- Rice Lake640
- Merrill615
- Rhinelander596
- Muskego566
- Shawano547
- Waupaca487
- Mosinee444
- Brownsville433
- Platteville401
- Denmark396
- Viroqua381
Questions
How many equipment loans are active in Cumberland, WI?
How many equipment loans in Cumberland, WI end in the next six months?
Which lenders finance the most equipment in Cumberland, WI?
What equipment is financed most in Cumberland, WI?
Is Cumberland, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.