Updated November 11, 2026
Equipment financing activity in Bayfield, WI
Bayfield has 118 active UCC filings for equipment across 66 businesses, about 1.8 per business, so repeat borrowers are common. 26 new filings were recorded in the last 12 months, up 18% on the year before. 44 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 37% of the book. The market is spread out: Kubota Credit leads with 18%, followed by Heights Finance Corporation at 14%. Agriculture is the largest equipment type, at 11%. Banks and credit unions hold 45%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+18% on the year before
New equipment filings by month
Bayfield, WI, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 0 |
| 2025-04 | 3 |
| 2025-05 | 5 |
| 2025-06 | 1 |
| 2025-07 | 6 |
| 2025-08 | 2 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 1 |
| 2025-12 | 2 |
| 2026-01 | 3 |
| 2026-02 | 4 |
| 2026-03 | 1 |
| 2026-04 | 1 |
| 2026-05 | 5 |
| 2026-06 | 1 |
| 2026-07 | 4 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 2 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit12 · 18.5%Captive finance
- Heights Finance Corporation9 · 13.8%Independent
- Northern State Bank8 · 12.3%Bank
- Independent
- Bank
- Harbor Pointe Credit Union3 · 4.6%Bank
- Members Cooperative Credit Union3 · 4.6%Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated103 · 87.3%
- Agriculture13 · 11.0%
- Construction1 · 0.8%
- IT & office1 · 0.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
74 | Sup Bayfield | Equipment 43 mo old · peak window+35Active, no continuation+10 | UNITED STATES OF AMERICA ACTING THROUGH FARM SERVICE AGENCY Other | Mar 2023 |
73 | SUP Bayfield | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Kubota Credit Captive finance | Dec 2023 |
69 | AND Bayfield | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | IRS Other | Oct 2022 |
68 | C & Bayfield | Construction 59 mo old · late window+12Near the 60-month mark+7 | John Deere Financial Captive finance | Nov 2021 |
64 | NOR Bayfield | Agriculture 53 mo old · late window+25Active, no continuation+10 | Kubota Credit Captive finance | May 2022 |
63 | SUP Bayfield | Equipment 35 mo old · early+32Near the 36-month mark+7 | Northeast Entrepreneur Fund, Inc. Other | Nov 2023 |
63 | SUP Bayfield | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | Northeast Entrepreneur Fund, Inc. Other | Aug 2023 |
63 | DAR Bayfield | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | Kubota Credit Captive finance | Dec 2022 |
Nearby cities
- Superior816
- Hayward615
- Ashland541
- Barron296
- Cameron282
- Spooner232
- Ladysmith207
- Grantsburg187
- Iron River167
- Frederic151
- Luck136
- South Range134
Top lenders in Bayfield
- Kubota Credit12
- Heights Finance Corporation9
- Northern State Bank8
- LEAF CAPITAL FUNDING, LLC AND/OR ITS ASSIGNS4
- Bremer Bank, National Association4
- Harbor Pointe Credit Union3
- Members Cooperative Credit Union3
- WebBank, its successors and assignees3
- BMO Bank N.A.2
- BB COMMUNITY LEASING SERVICES, INC.2
Questions
How many equipment loans are active in Bayfield, WI?
How many equipment loans in Bayfield, WI end in the next six months?
Which lenders finance the most equipment in Bayfield, WI?
What equipment is financed most in Bayfield, WI?
Is Bayfield, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.