Updated November 11, 2026
Equipment financing activity in Balsam Lake, WI
Balsam Lake has 115 active UCC filings for equipment across 70 businesses, about 1.6 per business, so repeat borrowers are common. 28 new filings were recorded in the last 12 months, up 100% on the year before. 27 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. The market is spread out: John Deere Financial leads with 14%, followed by Royal Credit Union at 12%. Agriculture is the largest equipment type, at 12%. Banks and credit unions hold 62%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+100% on the year before
New equipment filings by month
Balsam Lake, WI, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 3 |
| 2025-03 | 0 |
| 2025-04 | 2 |
| 2025-05 | 4 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 2 |
| 2025-11 | 3 |
| 2025-12 | 9 |
| 2026-01 | 0 |
| 2026-02 | 4 |
| 2026-03 | 2 |
| 2026-04 | 0 |
| 2026-05 | 2 |
| 2026-06 | 6 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial13 · 14.0%Captive finance
- Royal Credit Union11 · 11.8%Bank
- WESTconsin Credit Union9 · 9.7%Bank
- PILLAR BANK8 · 8.6%Bank
- Caterpillar Financial5 · 5.4%Captive finance
- FIRST BANK OF BALDWIN5 · 5.4%Bank
- Security Financial Bank4 · 4.3%Bank
- Stearns Bank Equipment Finance3 · 3.2%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated94 · 81.7%
- Agriculture14 · 12.2%
- Construction7 · 6.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | BAL Balsam Lake | Equipment 49 mo old · late window+33Near the 48-month mark+7 | C T Corporation System, as representative Other | Sep 2022 |
76 | BAL Balsam Lake | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | C T Corporation System, as representative Other | Jan 2023 |
74 | OLS Balsam Lake | Agriculture 41 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | May 2023 |
69 | DAL Balsam Lake | Equipment 50 mo old · late window+31Near the 48-month mark+4 | CHTD Company Other | Aug 2022 |
67 | NIC Balsam Lake | Construction 30 mo old · early+18Active, no continuation+10 | Caterpillar Financial Captive finance | Apr 2024 |
67 | LAK Balsam Lake | Agriculture 30 mo old · early+18Active, no continuation+10 | John Deere Financial Captive finance | Apr 2024 |
66 | Mad Balsam Lake | Equipment 52 mo old · late window+27Active, no continuation+10 | Royal Credit Union Bank | Jun 2022 |
63 | LOR Balsam Lake | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | CNH Industrial Capital Captive finance | Dec 2022 |
Nearby cities
- Sparta686
- Rice Lake640
- Merrill615
- Rhinelander596
- Muskego566
- Shawano547
- Waupaca487
- Mosinee444
- Brownsville433
- Platteville401
- Denmark396
- Viroqua381
Questions
How many equipment loans are active in Balsam Lake, WI?
How many equipment loans in Balsam Lake, WI end in the next six months?
Which lenders finance the most equipment in Balsam Lake, WI?
What equipment is financed most in Balsam Lake, WI?
Is Balsam Lake, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.