Updated November 11, 2026
Equipment financing activity in Algoma, WI
Algoma has 256 active UCC filings for equipment across 99 businesses, about 2.6 per business, so repeat borrowers are common. 48 new filings were recorded in the last 12 months, down 14% on the year before. 63 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: John Deere Financial leads with 16%, followed by Bank of Luxemburg at 15%. Agriculture is the largest equipment type, at 39%. Banks and credit unions hold 60%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-14% on the year before
New equipment filings by month
Algoma, WI, last 24 months. The current month is still coming in.
| 2024-12 | 7 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 3 |
| 2025-03 | 5 |
| 2025-04 | 6 |
| 2025-05 | 2 |
| 2025-06 | 3 |
| 2025-07 | 3 |
| 2025-08 | 5 |
| 2025-09 | 4 |
| 2025-10 | 7 |
| 2025-11 | 4 |
| 2025-12 | 2 |
| 2026-01 | 3 |
| 2026-02 | 2 |
| 2026-03 | 2 |
| 2026-04 | 5 |
| 2026-05 | 6 |
| 2026-06 | 11 |
| 2026-07 | 6 |
| 2026-08 | 3 |
| 2026-09 | 4 |
| 2026-10 | 3 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial36 · 16.1%Captive finance
- Bank of Luxemburg33 · 14.7%Bank
- FARM CREDIT SERVICES OF AMERICA, PCA29 · 12.9%Bank
- CNH Industrial Capital18 · 8.0%Captive finance
- NICOLET NATIONAL BANK14 · 6.3%Bank
- Capital Credit Union13 · 5.8%Bank
- Bank
- Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated147 · 57.4%
- Agriculture99 · 38.7%
- Construction9 · 3.5%
- Manufacturing1 · 0.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | EBE Algoma | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | ARING EQUIPMENT COMPANY, INC. Independent | Oct 2023 |
81 | PRE Algoma | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | CG MACHINERY LLC Other | Sep 2023 |
79 | RM Algoma | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Wells Fargo Vendor Financial Services, LLC Bank | Oct 2022 |
79 | RGS Algoma | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | FARM CREDIT SERVICES OF AMERICA, PCA Bank | Sep 2022 |
78 | EBE Algoma | Equipment 35 mo old · early+32Near the 36-month mark+7 | Wells Fargo Vendor Financial Services, LLC Bank | Nov 2023 |
78 | OLS Algoma | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | BANK OF LUXEMBURG Bank | Dec 2022 |
77 | Srn Algoma | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
76 | Rod Algoma | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | FARM CREDIT SERVICES OF AMERICA, PCA Bank | Sep 2023 |
Equipment types in Algoma
Nearby cities
- Sparta686
- Rice Lake640
- Merrill615
- Rhinelander596
- Muskego566
- Shawano547
- Waupaca487
- Mosinee444
- Brownsville433
- Platteville401
- Denmark396
- Viroqua381
Top lenders in Algoma
- John Deere Financial36
- Bank of Luxemburg33
- FARM CREDIT SERVICES OF AMERICA, PCA29
- CNH Industrial Capital18
- NICOLET NATIONAL BANK14
- Capital Credit Union13
- FARM CREDIT LEASING SERVICES CORPORATION13
- Northland Capital Financial Services, LLC10
- DLL9
- Wells Fargo Vendor Financial Services, LLC7
Questions
How many equipment loans are active in Algoma, WI?
How many equipment loans in Algoma, WI end in the next six months?
Which lenders finance the most equipment in Algoma, WI?
What equipment is financed most in Algoma, WI?
Is Algoma, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.