Updated November 11, 2026
Agriculture equipment loans in Winchester, VA
Winchester has 25 active UCC filings for farm equipment across 21 businesses. 7 new filings were recorded in the last 12 months, down 13% on the year before. 4 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 16% of the book. Kubota Credit dominates with 33% of active filings. Captive finance arms of the manufacturers write 62% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-12% on the year before
New equipment filings by month
Winchester, VA, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 2 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 1 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit7 · 33.3%Captive finance
- John Deere Financial5 · 23.8%Captive finance
- HORIZON FARM CREDIT, ACA5 · 23.8%Bank
- MIDATLANTIC FARM CREDIT, ACA2 · 9.5%Bank
- Western Equipment Finance, Inc.1 · 4.8%Independent
- AGCO Finance1 · 4.8%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | Kev Winchester | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
91 | AND Winchester | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
66 | BOY Winchester | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | Kubota Credit Captive finance | Nov 2022 |
63 | Ger Winchester | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | HORIZON FARM CREDIT, ACA Bank | Aug 2023 |
62 | Sev Winchester | Agriculture 34 mo old · early+29Near the 36-month mark+4 | HORIZON FARM CREDIT, ACA Bank | Dec 2023 |
59 | B&A Winchester | Agriculture 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
59 | SOL Winchester | Agriculture 40 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Jun 2023 |
49 | AND Winchester | Agriculture 19 mo old · too earlyActive, no continuation+10 | John Deere Financial Captive finance | Apr 2025 |
Questions
How many farm equipment loans are active in Winchester, VA?
How many farm equipment loans in Winchester, VA end in the next six months?
Which lenders finance the most farm equipment in Winchester, VA?
Is Winchester, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.