Updated November 11, 2026
Equipment financing activity in Lovingston, VA
Lovingston has 35 active UCC filings for equipment across 22 businesses, about 1.6 per business, so repeat borrowers are common. 7 new filings were recorded in the last 12 months, up 17% on the year before. 7 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 20% of the book. Bain Capital Credit, LP, as Administrative Agent dominates with 37% of active filings. Agriculture is the largest equipment type, at 17%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+17% on the year before
New equipment filings by month
Lovingston, VA, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 2 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 5 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bain Capital Credit, LP, as Administrative Agent10 · 37.0%Independent
- Bank
- Snap-on Credit2 · 7.4%Captive finance
- ATLANTIC UNION BANK2 · 7.4%Bank
- Caterpillar Financial1 · 3.7%Captive finance
- CNH Industrial Capital1 · 3.7%Captive finance
- Automotive Finance Corporation1 · 3.7%Independent
- NEXTGEAR CAPITAL, INC.1 · 3.7%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated28 · 80.0%
- Agriculture6 · 17.1%
- Construction1 · 2.9%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
67 | JOH Lovingston | Agriculture 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
65 | Cen Lovingston | Agriculture 51 mo old · late window+29Near the 48-month mark+2 | FARM CREDIT LEASING SERVICES CORPORATION Bank | Jul 2022 |
65 | Cen Lovingston | Agriculture 51 mo old · late window+29Near the 48-month mark+2 | FARM CREDIT LEASING SERVICES CORPORATION Bank | Jul 2022 |
63 | Har Lovingston | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | COLONIAL FARM CREDIT, ACA AS AGENT/NOMINEE Bank | Jan 2023 |
56 | VDC Lovingston | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | The Northern Trust Company Other | Nov 2022 |
55 | JOE Lovingston | Equipment 51 mo old · late window+29Near the 48-month mark+2 | ATLANTIC UNION BANK Bank | Jul 2022 |
51 | Pra Lovingston | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | Allegiant Partners Incorporated Other | Jul 2023 |
49 | R N Lovingston | Equipment 41 mo old · peak window+35Active, no continuation+10 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | May 2023 |
Nearby cities
- Charlottesville1,807
- Waynesboro478
- Orange222
- Palmyra147
- Crozet133
- Troy122
- Ruckersville114
- Gordonsville109
- Fishersville96
- Barboursville79
- Earlysville76
- Charlottesvle70
Questions
How many equipment loans are active in Lovingston, VA?
How many equipment loans in Lovingston, VA end in the next six months?
Which lenders finance the most equipment in Lovingston, VA?
What equipment is financed most in Lovingston, VA?
Is Lovingston, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.