Updated November 11, 2026
Equipment financing activity in Ruckersville, VA
Ruckersville has 114 active UCC filings for equipment across 79 businesses. 18 new filings were recorded in the last 12 months, down 38% on the year before. 28 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: John Deere Financial leads with 14%, followed by Pioneer Bank at 9%. Banks and credit unions hold 67%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-38% on the year before
New equipment filings by month
Ruckersville, VA, last 24 months. The current month is still coming in.
| 2024-12 | 4 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 1 |
| 2025-03 | 1 |
| 2025-04 | 2 |
| 2025-05 | 3 |
| 2025-06 | 2 |
| 2025-07 | 1 |
| 2025-08 | 3 |
| 2025-09 | 5 |
| 2025-10 | 4 |
| 2025-11 | 2 |
| 2025-12 | 0 |
| 2026-01 | 2 |
| 2026-02 | 4 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 2 |
| 2026-09 | 4 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial9 · 13.6%Captive finance
- Pioneer Bank6 · 9.1%Bank
- Stearns Bank Equipment Finance4 · 6.1%Bank
- United Bank4 · 6.1%Bank
- Bank
- Western Equipment Finance3 · 4.5%Independent
- Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated95 · 83.3%
- Agriculture9 · 7.9%
- Blanket liens5 · 4.4%
- Construction5 · 4.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | MIK Ruckersville | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Wells Fargo Vendor Financial Services, LLC Bank | Oct 2023 |
84 | Kel Ruckersville | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | C T Corporation System, as representative Other | Oct 2023 |
76 | Kel Ruckersville | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | C T Corporation System, as representative Other | Feb 2023 |
69 | THO Ruckersville | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Pioneer Bank Bank | Nov 2023 |
69 | CAT Ruckersville | Agriculture 43 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Mar 2023 |
68 | MUN Ruckersville | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | John Deere Financial Captive finance | Aug 2023 |
66 | DEA Ruckersville | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
62 | Kel Ruckersville | Equipment 32 mo old · early+23Active, no continuation+10 | Oakmont Capital Holdings LLC Independent | Feb 2024 |
Nearby cities
- Charlottesville1,807
- Waynesboro478
- Orange222
- Palmyra147
- Crozet133
- Troy122
- Gordonsville109
- Fishersville96
- Barboursville79
- Earlysville76
- Charlottesvle70
- Afton69
Top lenders in Ruckersville
- John Deere Financial9
- Pioneer Bank6
- Stearns Bank Equipment Finance4
- United Bank4
- Wells Fargo Vendor Financial Services, LLC3
- Western Equipment Finance3
- Wells Fargo Equipment Finance, Inc.3
- FARM CREDIT OF THE VIRGINIAS, ACA as agent/nominee3
- ATLANTIC UNION BANK2
Questions
How many equipment loans are active in Ruckersville, VA?
How many equipment loans in Ruckersville, VA end in the next six months?
Which lenders finance the most equipment in Ruckersville, VA?
What equipment is financed most in Ruckersville, VA?
Is Ruckersville, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.