Updated November 11, 2026
Equipment financing activity in Palmyra, VA
Palmyra has 147 active UCC filings for equipment across 91 businesses, about 1.6 per business, so repeat borrowers are common. 32 new filings were recorded in the last 12 months, up 7% on the year before. 35 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. Wells Fargo Vendor Financial Services, LLC dominates with 21% of active filings. Construction is the largest equipment type, at 11%. Banks and credit unions hold 48%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+7% on the year before
New equipment filings by month
Palmyra, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 3 |
| 2025-03 | 5 |
| 2025-04 | 3 |
| 2025-05 | 1 |
| 2025-06 | 2 |
| 2025-07 | 3 |
| 2025-08 | 4 |
| 2025-09 | 3 |
| 2025-10 | 2 |
| 2025-11 | 0 |
| 2025-12 | 7 |
| 2026-01 | 3 |
| 2026-02 | 3 |
| 2026-03 | 1 |
| 2026-04 | 6 |
| 2026-05 | 7 |
| 2026-06 | 2 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank
- Caterpillar Financial12 · 11.8%Captive finance
- John Deere Financial6 · 5.9%Captive finance
- Independent
- Kubota Credit4 · 3.9%Captive finance
- CNH Industrial Capital4 · 3.9%Captive finance
- Navitas Credit Corp.3 · 2.9%Independent
- Western Equipment Finance3 · 2.9%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated117 · 79.6%
- Construction16 · 10.9%
- Agriculture12 · 8.2%
- Trucks & trailers1 · 0.7%
- Blanket liens1 · 0.7%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
69 | FOR Palmyra | Construction 49 mo old · late window+33Near the 48-month mark+7 | Doosan Infracore North America LLC Captive finance | Sep 2022 |
67 | HAI Palmyra | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
64 | WRA Palmyra | Equipment 44 mo old · peak window+35Active, no continuation+10 | C T Corporation System, as representative Other | Feb 2023 |
62 | JT Palmyra | Equipment 34 mo old · early+29Near the 36-month mark+4 | UNIVEST CAPITAL, INC. Independent | Dec 2023 |
61 | Arm Palmyra | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | Wells Fargo Vendor Financial Services, LLC Bank | Jul 2023 |
61 | Jef Palmyra | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | PioneerRx, LLC Other | Jul 2023 |
59 | Eag Palmyra | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Wells Fargo Vendor Financial Services, LLC Bank | Oct 2023 |
59 | DM Palmyra | Equipment 40 mo old · peak window+35Active, no continuation+10 | Wells Fargo Vendor Financial Services, LLC Bank | Jun 2023 |
Nearby cities
- Charlottesville1,807
- Waynesboro478
- Orange222
- Crozet133
- Troy122
- Ruckersville114
- Gordonsville109
- Fishersville96
- Barboursville79
- Earlysville76
- Charlottesvle70
- Afton69
Top lenders in Palmyra
- Wells Fargo Vendor Financial Services, LLC21
- Caterpillar Financial12
- John Deere Financial6
- BANC OF AMERICA LEASING & CAPITAL, LLC5
- Kubota Credit4
- CNH Industrial Capital4
- Navitas Credit Corp.3
- Western Equipment Finance3
- BANK OF AMERICA, N.A.3
- Sheffield Financial, a division of Truist Bank3
Questions
How many equipment loans are active in Palmyra, VA?
How many equipment loans in Palmyra, VA end in the next six months?
Which lenders finance the most equipment in Palmyra, VA?
What equipment is financed most in Palmyra, VA?
Is Palmyra, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.