Updated November 12, 2026
Equipment financing activity in Lebanon, VA
Lebanon has 117 active UCC filings for equipment across 74 businesses, about 1.6 per business, so repeat borrowers are common. 17 new filings were recorded in the last 12 months, down 37% on the year before. 34 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 29% of the book. The market is spread out: The First Bank and Trust Co. leads with 20%, followed by Wells Fargo Bank, N.A. at 9%. Banks and credit unions hold 55%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-37% on the year before
New equipment filings by month
Lebanon, VA, last 24 months. The current month is still coming in.
| 2024-12 | 4 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 2 |
| 2025-03 | 2 |
| 2025-04 | 4 |
| 2025-05 | 3 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 3 |
| 2025-09 | 2 |
| 2025-10 | 3 |
| 2025-11 | 2 |
| 2025-12 | 0 |
| 2026-01 | 3 |
| 2026-02 | 1 |
| 2026-03 | 2 |
| 2026-04 | 2 |
| 2026-05 | 4 |
| 2026-06 | 1 |
| 2026-07 | 1 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- The First Bank and Trust Co.18 · 19.6%Bank
- Wells Fargo Bank, N.A.8 · 8.7%Bank
- FIRST COMMUNITY BANK8 · 8.7%Bank
- Caterpillar Financial5 · 5.4%Captive finance
- Kubota Credit4 · 4.3%Captive finance
- John Deere Financial4 · 4.3%Captive finance
- Snap-on Credit4 · 4.3%Captive finance
- Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated98 · 83.8%
- Agriculture9 · 7.7%
- Construction8 · 6.8%
- Manufacturing1 · 0.9%
- Blanket liens1 · 0.9%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | HIG Lebanon | Construction 45 mo old · peak window+35Near the 48-month mark+2 | John Deere Financial Captive finance | Jan 2023 |
84 | RZ Lebanon | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | M&T EQUIPMENT FINANCE CORPORATION Independent | Oct 2023 |
78 | HIG Lebanon | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | Navitas Credit Corp. Independent | Dec 2022 |
76 | Sta Lebanon | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | FIRST COMMUNITY BANK Bank | Jul 2023 |
76 | G & Lebanon | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | AMPLUS 223 TRUST Other | Jul 2023 |
76 | HIG Lebanon | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | First Commonwealth Equipment Finance Independent | Jul 2023 |
76 | RZ Lebanon | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | M&T EQUIPMENT FINANCE CORPORATION Independent | Jan 2023 |
74 | Sta Lebanon | Equipment 50 mo old · late window+31Near the 48-month mark+4 | FIRST COMMUNITY BANK Bank | Aug 2022 |
Nearby cities
- Abingdon583
- Bristol483
- Jonesville109
- Norton99
- Wise96
- Big Stone Gap80
- Clintwood78
- Rosedale60
- Pennington Gap48
- Coeburn46
- Gate City41
- Castlewood37
Questions
How many equipment loans are active in Lebanon, VA?
How many equipment loans in Lebanon, VA end in the next six months?
Which lenders finance the most equipment in Lebanon, VA?
What equipment is financed most in Lebanon, VA?
Is Lebanon, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.