Updated November 11, 2026
Equipment financing activity in Gate City, VA
Gate City has 41 active UCC filings for equipment across 27 businesses, about 1.5 per business, so repeat borrowers are common. 13 new filings were recorded in the last 12 months, up 18% on the year before. 9 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: Caterpillar Financial leads with 19%, followed by Renasant Bank at 19%. Construction is the largest equipment type, at 24%. Banks and credit unions hold 48%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+18% on the year before
New equipment filings by month
Gate City, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 4 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 2 |
| 2025-08 | 2 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 3 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 4 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial6 · 19.4%Captive finance
- Renasant Bank6 · 19.4%Bank
- NEW PEOPLES BANK, INC.4 · 12.9%Bank
- John Deere Financial2 · 6.5%Captive finance
- Financial Pacific Leasing, Inc.2 · 6.5%Independent
- Eastman Credit Union2 · 6.5%Bank
- Kubota Credit1 · 3.2%Captive finance
- Wells Fargo Bank, N.A.1 · 3.2%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated28 · 68.3%
- Construction10 · 24.4%
- Agriculture2 · 4.9%
- Trucks & trailers1 · 2.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
63 | CRE Gate City | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | Kubota Credit Captive finance | Dec 2022 |
62 | BRO Gate City | Construction 33 mo old · early+26Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jan 2024 |
61 | SCO Gate City | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | Wells Fargo Bank, N.A. Bank | Sep 2023 |
59 | Mou Gate City | Equipment 40 mo old · peak window+35Active, no continuation+10 | New Peoples Bank, Inc. Bank | Jun 2023 |
57 | SCT Gate City | Equipment 34 mo old · early+29Near the 36-month mark+4 | National Cooperative Services Corporation Other | Dec 2023 |
55 | SCT Gate City | Equipment 51 mo old · late window+29Near the 48-month mark+2 | RURAL TELEPHONE FINANCE COOPERATIVE Independent | Jul 2022 |
53 | Gen Gate City | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | ABL Alliance, LLLP Other | Jan 2023 |
49 | Sco Gate City | Equipment 42 mo old · peak window+35Active, no continuation+10 | Banc of America Public Capital Corp Independent | May 2023 |
Nearby cities
- Abingdon583
- Bristol483
- Lebanon117
- Jonesville109
- Norton99
- Wise96
- Big Stone Gap80
- Clintwood78
- Rosedale60
- Pennington Gap48
- Coeburn46
- Castlewood37
Questions
How many equipment loans are active in Gate City, VA?
How many equipment loans in Gate City, VA end in the next six months?
Which lenders finance the most equipment in Gate City, VA?
What equipment is financed most in Gate City, VA?
Is Gate City, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.