Updated November 11, 2026
Equipment financing activity in Bristol, VA
Bristol has 483 active UCC filings for equipment across 269 businesses, about 1.8 per business, so repeat borrowers are common. 110 new filings were recorded in the last 12 months, down 20% on the year before. 128 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: The First Bank and Trust Co. leads with 11%, followed by Caterpillar Financial at 6%. Banks and credit unions hold 65%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-20% on the year before
New equipment filings by month
Bristol, VA, last 24 months. The current month is still coming in.
| 2024-12 | 13 |
|---|---|
| 2025-01 | 11 |
| 2025-02 | 12 |
| 2025-03 | 14 |
| 2025-04 | 11 |
| 2025-05 | 6 |
| 2025-06 | 11 |
| 2025-07 | 15 |
| 2025-08 | 9 |
| 2025-09 | 10 |
| 2025-10 | 15 |
| 2025-11 | 13 |
| 2025-12 | 16 |
| 2026-01 | 11 |
| 2026-02 | 4 |
| 2026-03 | 18 |
| 2026-04 | 10 |
| 2026-05 | 2 |
| 2026-06 | 9 |
| 2026-07 | 4 |
| 2026-08 | 15 |
| 2026-09 | 9 |
| 2026-10 | 6 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- The First Bank and Trust Co.34 · 11.1%Bank
- Caterpillar Financial18 · 5.9%Captive finance
- FIRST COMMUNITY BANK17 · 5.6%Bank
- LEE BANK & TRUST CO17 · 5.6%Bank
- Renasant Bank16 · 5.2%Bank
- M1 BANK16 · 5.2%Bank
- NEW PEOPLES BANK, INC.13 · 4.3%Bank
- John Deere Financial12 · 3.9%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated413 · 85.5%
- Construction32 · 6.6%
- Agriculture16 · 3.3%
- Blanket liens12 · 2.5%
- Manufacturing6 · 1.2%
- Vehicles2 · 0.4%
- Restaurant1 · 0.2%
- IT & office1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | MIL Bristol | Construction 40 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2023 |
84 | SPI Bristol | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Avanza Group, LLC Other | Oct 2022 |
84 | SPI Bristol | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | NEWTEK SMALL BUSINESS FINANCE, LLC Independent | Oct 2022 |
79 | SPI Bristol | Equipment 49 mo old · late window+33Near the 48-month mark+7 | JC Road Equipment Rentals LLC Independent | Sep 2022 |
77 | BLA Bristol | Agriculture 34 mo old · early+29Near the 36-month mark+4 | CNH Industrial Capital Captive finance | Dec 2023 |
76 | TAF Bristol | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | LEE BANK & TRUST CO Bank | Jan 2023 |
76 | MIL Bristol | Construction 52 mo old · late window+27Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2022 |
74 | TAF Bristol | Equipment 40 mo old · peak window+35Active, no continuation+10 | LEE BANK & TRUST CO Bank | Jun 2023 |
Equipment types in Bristol
Nearby cities
- Abingdon583
- Lebanon117
- Jonesville109
- Norton99
- Wise96
- Big Stone Gap80
- Clintwood78
- Rosedale60
- Pennington Gap48
- Coeburn46
- Gate City41
- Castlewood37
Questions
How many equipment loans are active in Bristol, VA?
How many equipment loans in Bristol, VA end in the next six months?
Which lenders finance the most equipment in Bristol, VA?
What equipment is financed most in Bristol, VA?
Is Bristol, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.