UCC Scout

Monthly report

Virginia Equipment Finance Report, December 2025

Lenders filed 4,530 new UCC financing statements for business equipment in Virginia in December 2025, up 117% from the month before and up 77% on the same month a year earlier. John Deere Financial filed the most, 122. John Deere Financial grew fastest, from 92 to 122. Construction was the largest identified equipment category with 219 filings.

4,530

New equipment filings

+117%

Month over month

+77%

Year over year

New equipment filings, last 12 months

Virginia, businesses only

4,5302,265Jan 2025: 2,379Jan 25Feb 2025: 2,061Mar 2025: 2,420Apr 2025: 2,490AprMay 2025: 2,310Jun 2025: 2,195Jul 2025: 2,451JulAug 2025: 2,234Sep 2025: 2,310Oct 2025: 2,396OctNov 2025: 2,085Dec 2025: 4,530Dec
New equipment UCC filings per month in Virginia, 12 months to December 2025
2025-012379
2025-022061
2025-032420
2025-042490
2025-052310
2025-062195
2025-072451
2025-082234
2025-092310
2025-102396
2025-112085
2025-124530

Top lenders

New filings in December 2025, change from the month before

  1. 1John Deere FinancialCaptive finance122 +33%
  2. 2Caterpillar FinancialCaptive finance121 +33%
  3. 3CNH Industrial CapitalCaptive finance49 +133%
  4. 4DLLIndependent47 +124%
  5. 5TowneBankBank44 +110%
  6. 6Kubota CreditCaptive finance43 +54%
  7. 7First-Citizens Bank and Trust CompanyBank38 +9%
  8. 8Wells Fargo Vendor Financial Services, LLCBank37 -7%
  9. 9Bank of America, N.A., as Collateral AgentBank31 +11%
  10. 10WEBBANK, its successors and assigneesBank30 +25%

Equipment categories

New filings in December 2025

  1. Equipment, type not stated4,138 · 91.3%
    +127% month over month
  2. Construction219 · 4.8%
    +33% month over month
  3. Agriculture156 · 3.4%
    +84% month over month
  4. IT & office12 · 0.3%
    +20% month over month
  5. Manufacturing5 · 0.1%
    +25% month over month
  6. Trucks & trailers0 · 0.0%
    -100% month over month

By lender type

Share of filings with a named lender

  1. Other2,654 · 59.0%
  2. Bank914 · 20.3%
  3. Independent547 · 12.2%
  4. Captive finance381 · 8.5%

Busiest cities

New filings in December 2025

  1. Richmond233 · 5.1%
  2. Virginia Beach168 · 3.7%
  3. Chesapeake155 · 3.4%
  4. Alexandria153 · 3.4%
  5. Fredericksburg123 · 2.7%
  6. Arlington117 · 2.6%
  7. Fairfax116 · 2.6%
  8. Woodbridge111 · 2.5%
  9. Norfolk108 · 2.4%
  10. Manassas96 · 2.1%

Use this chart

Free to republish with a link back. The image updates if the month's numbers are revised.

New equipment UCC filings in Virginia, 12 months to December 2025
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The businesses behind these filings

Every filing in this report is in the Radar with the business, the equipment and a score for when it's likely to finance again.

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Other months

Virginia data

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