UCC Scout

Monthly report

Florida Equipment Finance Report, December 2025

Lenders filed 14,682 new UCC financing statements for business equipment in Florida in December 2025, up 2% from the month before and up 55% on the same month a year earlier. John Deere Financial filed the most, 305. Caterpillar Financial grew fastest, from 161 to 229. Agriculture was the largest identified equipment category with 533 filings.

14,682

New equipment filings

+2%

Month over month

+55%

Year over year

New equipment filings, last 12 months

Florida, businesses only

14,6827,341Jan 2025: 9,049Jan 25Feb 2025: 8,010Mar 2025: 8,940Apr 2025: 9,506AprMay 2025: 9,622Jun 2025: 9,530Jul 2025: 10,039JulAug 2025: 9,858Sep 2025: 9,818Oct 2025: 10,216OctNov 2025: 14,338Dec 2025: 14,682Dec
New equipment UCC filings per month in Florida, 12 months to December 2025
2025-019049
2025-028010
2025-038940
2025-049506
2025-059622
2025-069530
2025-0710039
2025-089858
2025-099818
2025-1010216
2025-1114338
2025-1214682

Top lenders

New filings in December 2025, change from the month before

  1. 1John Deere FinancialCaptive finance305 +19%
  2. 2Kubota CreditCaptive finance265 +18%
  3. 3Caterpillar FinancialCaptive finance229 +42%
  4. 4DLLIndependent137 +20%
  5. 5WEBBANK, ITS SUCCESSORS AND ASSIGNEESBank119 +29%
  6. 6JPMORGAN CHASE BANK, NABank103 -18%
  7. 7BANK OF AMERICA, N.A.Bank96 +92%
  8. 8Komatsu FinancialCaptive finance96 +129%
  9. 9PNC BANK, NATIONAL ASSOCIATIONBank86 -20%
  10. 10TD BANK, NATIONAL ASSOCIATIONBank82 +41%

Equipment categories

New filings in December 2025

  1. Equipment, type not stated13,613 · 92.7%
    +1% month over month
  2. Agriculture533 · 3.6%
    +31% month over month
  3. Construction471 · 3.2%
    +42% month over month
  4. Manufacturing34 · 0.2%
    +48% month over month
  5. IT & office23 · 0.2%
    -8% month over month
  6. Vehicles5 · 0.0%
    +25% month over month
  7. Trucks & trailers3 · 0.0%
    0% month over month
  8. Medical0 · 0.0%
    -100% month over month

By lender type

Share of filings with a named lender

  1. Other8,250 · 56.7%
  2. Bank3,014 · 20.7%
  3. Independent2,240 · 15.4%
  4. Captive finance1,045 · 7.2%

Busiest cities

New filings in December 2025

  1. Miami1,786 · 12.2%
  2. Orlando641 · 4.4%
  3. Tampa574 · 3.9%
  4. Jacksonville526 · 3.6%
  5. Hialeah291 · 2.0%
  6. Fort Lauderdale286 · 1.9%
  7. Naples247 · 1.7%
  8. West Palm Beach240 · 1.6%
  9. Boca Raton212 · 1.4%
  10. Sarasota192 · 1.3%

Use this chart

Free to republish with a link back. The image updates if the month's numbers are revised.

New equipment UCC filings in Florida, 12 months to December 2025
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The businesses behind these filings

Every filing in this report is in the Radar with the business, the equipment and a score for when it's likely to finance again.

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Florida data

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