UCC Scout

Monthly report

Florida Equipment Finance Report, January 2026

Lenders filed 8,605 new UCC financing statements for business equipment in Florida in January 2026, down 41% from the month before and down 5% on the same month a year earlier. John Deere Financial filed the most, 305. CITY NATIONAL BANK OF FLORIDA grew fastest, from 81 to 219. Agriculture was the largest identified equipment category with 494 filings.

8,605

New equipment filings

-41%

Month over month

-5%

Year over year

New equipment filings, last 12 months

Florida, businesses only

14,6827,341Feb 2025: 8,010Feb 25Mar 2025: 8,940Apr 2025: 9,506May 2025: 9,622MayJun 2025: 9,530Jul 2025: 10,039Aug 2025: 9,858AugSep 2025: 9,818Oct 2025: 10,216Nov 2025: 14,338NovDec 2025: 14,682Jan 2026: 8,605Jan 26
New equipment UCC filings per month in Florida, 12 months to January 2026
2025-028010
2025-038940
2025-049506
2025-059622
2025-069530
2025-0710039
2025-089858
2025-099818
2025-1010216
2025-1114338
2025-1214682
2026-018605

Top lenders

New filings in January 2026, change from the month before

  1. 1John Deere FinancialCaptive finance305 0%
  2. 2Kubota CreditCaptive finance259 -2%
  3. 3CITY NATIONAL BANK OF FLORIDABank219 +170%
  4. 4Caterpillar FinancialCaptive finance130 -43%
  5. 5WEBBANK, ITS SUCCESSORS AND ASSIGNEESBank114 -4%
  6. 6JPMORGAN CHASE BANK, NABank101 -2%
  7. 7DLLIndependent92 -33%
  8. 8TD BANK, NATIONAL ASSOCIATIONBank73 -11%
  9. 9PNC BANK, NATIONAL ASSOCIATIONBank73 -15%
  10. 10SOUTHSTATE BANK, N.A.Bank70 +1%

Equipment categories

New filings in January 2026

  1. Equipment, type not stated7,727 · 89.8%
    -43% month over month
  2. Agriculture494 · 5.7%
    -7% month over month
  3. Construction303 · 3.5%
    -36% month over month
  4. Manufacturing40 · 0.5%
    +18% month over month
  5. IT & office28 · 0.3%
    +22% month over month
  6. Trucks & trailers9 · 0.1%
    +200% month over month
  7. Vehicles4 · 0.0%
    -20% month over month

By lender type

Share of filings with a named lender

  1. Other3,440 · 40.4%
  2. Bank2,453 · 28.8%
  3. Independent1,777 · 20.9%
  4. Captive finance848 · 10.0%

Busiest cities

New filings in January 2026

  1. Miami751 · 8.7%
  2. Orlando424 · 4.9%
  3. Tampa375 · 4.4%
  4. Jacksonville309 · 3.6%
  5. Naples155 · 1.8%
  6. Fort Lauderdale133 · 1.5%
  7. West Palm Beach128 · 1.5%
  8. Doral122 · 1.4%
  9. Boca Raton120 · 1.4%
  10. Hialeah115 · 1.3%

Use this chart

Free to republish with a link back. The image updates if the month's numbers are revised.

New equipment UCC filings in Florida, 12 months to January 2026
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The businesses behind these filings

Every filing in this report is in the Radar with the business, the equipment and a score for when it's likely to finance again.

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