Updated November 12, 2026
Construction equipment loans in Vero Beach, FL
Vero Beach has 52 active UCC filings for construction equipment across 26 businesses, about 2.0 per business, so repeat borrowers are common. 21 new filings were recorded in the last 12 months, up 91% on the year before. 11 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. Caterpillar Financial dominates with 38% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+91% on the year before
New equipment filings by month
Vero Beach, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 2 |
| 2025-06 | 0 |
| 2025-07 | 2 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 1 |
| 2026-04 | 1 |
| 2026-05 | 8 |
| 2026-06 | 3 |
| 2026-07 | 0 |
| 2026-08 | 2 |
| 2026-09 | 2 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial20 · 38.5%Captive finance
- Komatsu Financial19 · 36.5%Captive finance
- John Deere Financial9 · 17.3%Captive finance
- JCB FINANCE3 · 5.8%Captive finance
- DOOSAN BOBCAT NORTH AMERICA, INC.1 · 1.9%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | TOT Vero Beach | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
82 | TOT Vero Beach | Construction 34 mo old · early+29Near the 36-month mark+4 | Komatsu Financial Captive finance | Dec 2023 |
73 | TOW Vero Beach | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Caterpillar Financial Captive finance | Aug 2023 |
71 | RVW Vero Beach | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jul 2023 |
69 | TOW Vero Beach | Construction 40 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2023 |
69 | TOW Vero Beach | Construction 40 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2023 |
67 | TIM Vero Beach | Construction 58 mo old · late window+14Near the 60-month mark+4 | Komatsu Financial Captive finance | Dec 2021 |
64 | TOT Vero Beach | Construction 29 mo old · early+15Active, no continuation+10 | Caterpillar Financial Captive finance | May 2024 |
Construction in nearby cities
Construction across FloridaTop lenders here
Questions
How many construction equipment loans are active in Vero Beach, FL?
How many construction equipment loans in Vero Beach, FL end in the next six months?
Which lenders finance the most construction equipment in Vero Beach, FL?
Is Vero Beach, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.