Updated November 11, 2026
Construction equipment loans in Cocoa, FL
Cocoa has 33 active UCC filings for construction equipment across 12 businesses, about 2.8 per business, so repeat borrowers are common. 9 new filings were recorded in the last 12 months, up 13% on the year before. 5 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 15% of the book. Caterpillar Financial dominates with 45% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+13% on the year before
New equipment filings by month
Cocoa, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 2 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 2 |
| 2026-06 | 0 |
| 2026-07 | 3 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial15 · 45.5%Captive finance
- John Deere Financial9 · 27.3%Captive finance
- Komatsu Financial7 · 21.2%Captive finance
- JCB FINANCE2 · 6.1%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | H & Cocoa | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Komatsu Financial Captive finance | Oct 2023 |
88 | H & Cocoa | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
88 | H & Cocoa | Construction 35 mo old · early+32Near the 36-month mark+7 | Caterpillar Financial Captive finance | Nov 2023 |
88 | GOO Cocoa | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Caterpillar Financial Captive finance | Aug 2023 |
72 | TC Cocoa | Construction 33 mo old · early+26Near the 36-month mark+2 | JCB FINANCE Captive finance | Jan 2024 |
64 | BRE Cocoa | Construction 36 mo old · peak window+35Moved to another lender Feb 2025 | John Deere Financial Captive finance | Oct 2023 |
64 | BRE Cocoa | Construction 36 mo old · peak window+35Moved to another lender Feb 2025 | John Deere Financial Captive finance | Oct 2023 |
58 | H & Cocoa | Construction 27 mo old · early+9Active, no continuation+10 | Caterpillar Financial Captive finance | Jul 2024 |
Construction in nearby cities
Construction across FloridaTop lenders here
Questions
How many construction equipment loans are active in Cocoa, FL?
How many construction equipment loans in Cocoa, FL end in the next six months?
Which lenders finance the most construction equipment in Cocoa, FL?
Is Cocoa, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.