Updated November 11, 2026
Agriculture equipment loans in Vero Beach, FL
Vero Beach has 237 active UCC filings for farm equipment across 140 businesses, about 1.7 per business, so repeat borrowers are common. 63 new filings were recorded in the last 12 months, up 5% on the year before. 51 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. Kubota Credit dominates with 52% of active filings. Captive finance arms of the manufacturers write 95% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+5% on the year before
New equipment filings by month
Vero Beach, FL, last 24 months. The current month is still coming in.
| 2024-12 | 5 |
|---|---|
| 2025-01 | 5 |
| 2025-02 | 6 |
| 2025-03 | 2 |
| 2025-04 | 7 |
| 2025-05 | 8 |
| 2025-06 | 5 |
| 2025-07 | 5 |
| 2025-08 | 3 |
| 2025-09 | 4 |
| 2025-10 | 8 |
| 2025-11 | 6 |
| 2025-12 | 6 |
| 2026-01 | 3 |
| 2026-02 | 2 |
| 2026-03 | 2 |
| 2026-04 | 5 |
| 2026-05 | 5 |
| 2026-06 | 4 |
| 2026-07 | 6 |
| 2026-08 | 12 |
| 2026-09 | 7 |
| 2026-10 | 6 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit123 · 51.9%Captive finance
- John Deere Financial95 · 40.1%Captive finance
- Bank
- CNH Industrial Capital4 · 1.7%Captive finance
- Bank
- Bank
- AGCO Finance2 · 0.8%Captive finance
- RABO AGRIFINANCE LLC1 · 0.4%Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | HEA Vero Beach | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
88 | SWA Vero Beach | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Kubota Credit Captive finance | Nov 2023 |
88 | SWA Vero Beach | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Kubota Credit Captive finance | Nov 2023 |
82 | HEA Vero Beach | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
82 | TOT Vero Beach | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
82 | SWA Vero Beach | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
80 | TOT Vero Beach | Agriculture 51 mo old · late window+29Near the 48-month mark+2 | Kubota Credit Captive finance | Jul 2022 |
79 | EIP Vero Beach | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | Kubota Credit Captive finance | Oct 2022 |
Agriculture in nearby cities
- Agriculture in Melbourne95
- Agriculture in Palm Bay72
- Agriculture in Cocoa102
- Agriculture in Merritt Island25
- Agriculture in Fellsmere36
Top lenders here
Questions
How many farm equipment loans are active in Vero Beach, FL?
How many farm equipment loans in Vero Beach, FL end in the next six months?
Which lenders finance the most farm equipment in Vero Beach, FL?
Is Vero Beach, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.