Updated November 11, 2026
Equipment financing activity in Palatka, FL
Palatka has 548 active UCC filings for equipment across 268 businesses, about 2.0 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 113. 128 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. The market is spread out: ONE FLORIDA BANK leads with 18%, followed by Kubota Credit at 10%. Banks and credit unions hold 52%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-3% on the year before
New equipment filings by month
Palatka, FL, last 24 months. The current month is still coming in.
| 2024-12 | 9 |
|---|---|
| 2025-01 | 7 |
| 2025-02 | 10 |
| 2025-03 | 6 |
| 2025-04 | 10 |
| 2025-05 | 8 |
| 2025-06 | 6 |
| 2025-07 | 11 |
| 2025-08 | 5 |
| 2025-09 | 10 |
| 2025-10 | 14 |
| 2025-11 | 8 |
| 2025-12 | 19 |
| 2026-01 | 9 |
| 2026-02 | 7 |
| 2026-03 | 13 |
| 2026-04 | 13 |
| 2026-05 | 10 |
| 2026-06 | 11 |
| 2026-07 | 10 |
| 2026-08 | 6 |
| 2026-09 | 6 |
| 2026-10 | 5 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- ONE FLORIDA BANK69 · 18.2%Bank
- Kubota Credit37 · 9.7%Captive finance
- John Deere Financial25 · 6.6%Captive finance
- SOUTHSTATE BANK, N.A.21 · 5.5%Bank
- DLL11 · 2.9%Independent
- MIDFLORIDA CREDIT UNION10 · 2.6%Bank
- Caterpillar Financial10 · 2.6%Captive finance
- AMERIS BANK9 · 2.4%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated463 · 84.5%
- Agriculture54 · 9.9%
- Construction26 · 4.7%
- IT & office3 · 0.5%
- Manufacturing2 · 0.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | KNR Palatka | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
86 | KNR Palatka | Construction 45 mo old · peak window+35Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jan 2023 |
84 | KNR Palatka | Agriculture 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
84 | KNR Palatka | Agriculture 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
84 | KNR Palatka | Agriculture 41 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | May 2023 |
84 | KNR Palatka | Construction 50 mo old · late window+31Near the 48-month mark+4 | Caterpillar Financial Captive finance | Aug 2022 |
81 | KNR Palatka | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Sep 2023 |
81 | KNR Palatka | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Sep 2023 |
Equipment types in Palatka
Nearby cities
- Daytona Beach1,639
- Ormond Beach1,164
- Palm Coast1,154
- Port Orange886
- New Smyrna Beach842
- Bunnell556
- Edgewater335
- The Villages317
- South Daytona269
- Lady Lake249
- Hastings236
- Holly Hill236
Questions
How many equipment loans are active in Palatka, FL?
How many equipment loans in Palatka, FL end in the next six months?
Which lenders finance the most equipment in Palatka, FL?
What equipment is financed most in Palatka, FL?
Is Palatka, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.