Updated November 12, 2026
Equipment financing activity in The Villages, FL
The Villages has 317 active UCC filings for equipment across 223 businesses. 66 new filings were recorded in the last 12 months, up 18% on the year before. 72 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. The market is spread out: CITIZENS FIRST BANK, A FLORIDA BANKING CORPORATION leads with 13%, followed by Kubota Credit at 5%. Banks and credit unions hold 55%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+18% on the year before
New equipment filings by month
The Villages, FL, last 24 months. The current month is still coming in.
| 2024-12 | 5 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 5 |
| 2025-03 | 5 |
| 2025-04 | 5 |
| 2025-05 | 2 |
| 2025-06 | 5 |
| 2025-07 | 5 |
| 2025-08 | 5 |
| 2025-09 | 7 |
| 2025-10 | 7 |
| 2025-11 | 8 |
| 2025-12 | 8 |
| 2026-01 | 2 |
| 2026-02 | 5 |
| 2026-03 | 3 |
| 2026-04 | 9 |
| 2026-05 | 7 |
| 2026-06 | 2 |
| 2026-07 | 2 |
| 2026-08 | 10 |
| 2026-09 | 7 |
| 2026-10 | 4 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank
- Kubota Credit9 · 4.7%Captive finance
- JPMORGAN CHASE BANK, NA6 · 3.2%Bank
- Independent
- BANK OF AMERICA, N.A.5 · 2.6%Bank
- Bank
- TD BANK, NATIONAL ASSOCIATION5 · 2.6%Bank
- LEAF CAPITAL FUNDING, LLC5 · 2.6%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated295 · 93.1%
- Agriculture15 · 4.7%
- Construction6 · 1.9%
- IT & office1 · 0.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
76 | MIC The Villages | Agriculture 52 mo old · late window+27Active, no continuation+10 | Kubota Credit Captive finance | Jun 2022 |
71 | EVE The Villages | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
69 | VIL The Villages | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | REGIONS BANK, AS COLLATERAL AGENT Bank | Oct 2022 |
68 | HOS The Villages | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | COMPASS EQUIPMENT FINANCE LLC Independent | Aug 2023 |
66 | JJJ The Villages | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | CITIZENS FIRST BANK Bank | Sep 2023 |
66 | T S The Villages | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Sep 2023 |
66 | T S The Villages | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Sep 2023 |
66 | COR The Villages | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | LOAN FUNDER LLC SERIES 58915 Independent | Sep 2023 |
Nearby cities
- Daytona Beach1,639
- Ormond Beach1,164
- Palm Coast1,154
- Port Orange886
- New Smyrna Beach842
- Bunnell556
- Palatka548
- Edgewater335
- South Daytona269
- Lady Lake249
- Hastings236
- Holly Hill236
Top lenders in The Villages
- CITIZENS FIRST BANK, A FLORIDA BANKING CORPORATION24
- Kubota Credit9
- JPMORGAN CHASE BANK, NA6
- SUMITOMO MITSUI FINANCE AND LEASING COMPANY, LIMITED6
- BANK OF AMERICA, N.A.5
- FARM CREDIT SERVICES OF AMERICA, PCA5
- TD BANK, NATIONAL ASSOCIATION5
- LEAF CAPITAL FUNDING, LLC5
- SEACOAST NATIONAL BANK5
- GREATAMERICA FINANCIAL SERVICES CORPORATION4
Questions
How many equipment loans are active in The Villages, FL?
How many equipment loans in The Villages, FL end in the next six months?
Which lenders finance the most equipment in The Villages, FL?
What equipment is financed most in The Villages, FL?
Is The Villages, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.