Updated November 11, 2026
Equipment financing activity in New Smyrna Beach, FL
New Smyrna Beach has 842 active UCC filings for equipment across 486 businesses, about 1.7 per business, so repeat borrowers are common. 206 new filings were recorded in the last 12 months, up 18% on the year before. 215 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: Kubota Credit leads with 9%, followed by TRUIST BANK at 7%. Banks and credit unions hold 56%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+18% on the year before
New equipment filings by month
New Smyrna Beach, FL, last 24 months. The current month is still coming in.
| 2024-12 | 20 |
|---|---|
| 2025-01 | 13 |
| 2025-02 | 16 |
| 2025-03 | 9 |
| 2025-04 | 13 |
| 2025-05 | 16 |
| 2025-06 | 12 |
| 2025-07 | 11 |
| 2025-08 | 13 |
| 2025-09 | 16 |
| 2025-10 | 24 |
| 2025-11 | 22 |
| 2025-12 | 29 |
| 2026-01 | 21 |
| 2026-02 | 20 |
| 2026-03 | 15 |
| 2026-04 | 21 |
| 2026-05 | 9 |
| 2026-06 | 15 |
| 2026-07 | 21 |
| 2026-08 | 14 |
| 2026-09 | 10 |
| 2026-10 | 15 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit52 · 8.7%Captive finance
- TRUIST BANK44 · 7.4%Bank
- Caterpillar Financial32 · 5.4%Captive finance
- PNC BANK, NATIONAL ASSOCIATION32 · 5.4%Bank
- Bank
- DLL14 · 2.3%Independent
- ONE FLORIDA BANK14 · 2.3%Bank
- John Deere Financial13 · 2.2%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated724 · 86.0%
- Agriculture68 · 8.1%
- Construction47 · 5.6%
- IT & office2 · 0.2%
- Vehicles1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | SUL New Smyrna Beach | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | Kubota Credit Captive finance | Aug 2023 |
88 | SUL New Smyrna Beach | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | Kubota Credit Captive finance | Dec 2022 |
84 | ROB New Smyrna Beach | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | INNOVATION REFUNDS Other | Oct 2023 |
84 | RAK New Smyrna Beach | Agriculture 42 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Apr 2023 |
84 | AUT New Smyrna Beach | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | ACME COMPANY Other | Oct 2022 |
81 | ROB New Smyrna Beach | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | WESTERN EQUIPMENT FINANCE, A DIVISION OF WESTERN STATE BANK Independent | Sep 2023 |
81 | SAM New Smyrna Beach | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | ONE FLORIDA BANK Bank | Sep 2023 |
81 | SEA New Smyrna Beach | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | ENGS COMMERCIAL FINANCE CO. Independent | Nov 2022 |
Equipment types in New Smyrna Beach
Nearby cities
- Daytona Beach1,639
- Ormond Beach1,164
- Palm Coast1,154
- Port Orange886
- Bunnell556
- Palatka548
- Edgewater335
- The Villages317
- South Daytona269
- Lady Lake249
- Hastings236
- Holly Hill236
Questions
How many equipment loans are active in New Smyrna Beach, FL?
How many equipment loans in New Smyrna Beach, FL end in the next six months?
Which lenders finance the most equipment in New Smyrna Beach, FL?
What equipment is financed most in New Smyrna Beach, FL?
Is New Smyrna Beach, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.