Updated November 11, 2026
Construction equipment loans in Palatka, FL
Palatka has 26 active UCC filings for construction equipment across 14 businesses, about 1.9 per business, so repeat borrowers are common. 7 new filings were recorded in the last 12 months, down 13% on the year before. 5 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 19% of the book. John Deere Financial dominates with 50% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-12% on the year before
New equipment filings by month
Palatka, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 0 |
| 2025-03 | 2 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 2 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 2 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial13 · 50.0%Captive finance
- Caterpillar Financial10 · 38.5%Captive finance
- JCB FINANCE3 · 11.5%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | KNR Palatka | Construction 45 mo old · peak window+35Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jan 2023 |
84 | KNR Palatka | Construction 50 mo old · late window+31Near the 48-month mark+4 | Caterpillar Financial Captive finance | Aug 2022 |
76 | DEL Palatka | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
76 | KNR Palatka | Construction 52 mo old · late window+27Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2022 |
71 | B & Palatka | Construction 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
66 | PAL Palatka | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
59 | DEL Palatka | Construction 53 mo old · late window+25Active, no continuation+10 | John Deere Financial Captive finance | May 2022 |
49 | KNR Palatka | Construction 5 mo old · too earlyActive, no continuation+10 | John Deere Financial Captive finance | May 2026 |
Construction in nearby cities
- Construction in Daytona Beach32
- Construction in Ormond Beach63
- Construction in Palm Coast41
- Construction in Port Orange29
- Construction in New Smyrna Beach47
- Construction in Bunnell66
Top lenders here
Questions
How many construction equipment loans are active in Palatka, FL?
How many construction equipment loans in Palatka, FL end in the next six months?
Which lenders finance the most construction equipment in Palatka, FL?
Is Palatka, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.