Updated November 11, 2026
Equipment financing activity in Oldsmar, FL
Oldsmar has 767 active UCC filings for equipment across 439 businesses, about 1.7 per business, so repeat borrowers are common. 179 new filings were recorded in the last 12 months, up 17% on the year before. 191 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: Caterpillar Financial leads with 8%, followed by FLAGSHIP BANK at 6%. Banks and credit unions hold 60%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+17% on the year before
New equipment filings by month
Oldsmar, FL, last 24 months. The current month is still coming in.
| 2024-12 | 12 |
|---|---|
| 2025-01 | 20 |
| 2025-02 | 8 |
| 2025-03 | 11 |
| 2025-04 | 14 |
| 2025-05 | 15 |
| 2025-06 | 13 |
| 2025-07 | 16 |
| 2025-08 | 12 |
| 2025-09 | 8 |
| 2025-10 | 16 |
| 2025-11 | 17 |
| 2025-12 | 19 |
| 2026-01 | 13 |
| 2026-02 | 4 |
| 2026-03 | 13 |
| 2026-04 | 17 |
| 2026-05 | 13 |
| 2026-06 | 28 |
| 2026-07 | 9 |
| 2026-08 | 26 |
| 2026-09 | 15 |
| 2026-10 | 10 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial37 · 7.5%Captive finance
- FLAGSHIP BANK31 · 6.3%Bank
- John Deere Financial20 · 4.1%Captive finance
- VALLEY NATIONAL BANK18 · 3.7%Bank
- PNC BANK, NATIONAL ASSOCIATION16 · 3.3%Bank
- SOUTHSTATE BANK NA13 · 2.6%Bank
- SERVISFIRST BANK12 · 2.4%Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated699 · 91.1%
- Construction47 · 6.1%
- Agriculture14 · 1.8%
- IT & office6 · 0.8%
- Manufacturing1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | CYP Oldsmar | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
84 | CYP Oldsmar | Construction 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
81 | CYP Oldsmar | Construction 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
79 | PER Oldsmar | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | HANCOCK WHITNEY BANK Bank | Oct 2022 |
79 | DOL Oldsmar | Equipment 49 mo old · late window+33Near the 48-month mark+7 | LEAF CAPITAL FUNDING, LLC Independent | Sep 2022 |
78 | KAD Oldsmar | Equipment 35 mo old · early+32Near the 36-month mark+7 | FIRST CORPORATE SOLUTIONS, AS REPRESENTATIVE Other | Nov 2023 |
78 | CYP Oldsmar | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
78 | CYP Oldsmar | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
Equipment types in Oldsmar
Nearby cities
- Spring Hill1,511
- New Port Richey1,392
- Brooksville1,262
- Palm Harbor1,186
- Hudson943
- Tarpon Springs747
- Land O Lakes717
- Dunedin612
- Port Richey562
- Holiday392
- Safety Harbor299
- Trinity222
Questions
How many equipment loans are active in Oldsmar, FL?
How many equipment loans in Oldsmar, FL end in the next six months?
Which lenders finance the most equipment in Oldsmar, FL?
What equipment is financed most in Oldsmar, FL?
Is Oldsmar, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.