Updated November 11, 2026
Equipment financing activity in Tarpon Springs, FL
Tarpon Springs has 747 active UCC filings for equipment across 484 businesses, about 1.5 per business, so repeat borrowers are common. 177 new filings were recorded in the last 12 months, down 8% on the year before. 159 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. The market is spread out: FLAGSHIP BANK leads with 10%, followed by John Deere Financial at 7%. Banks and credit unions hold 54%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-8% on the year before
New equipment filings by month
Tarpon Springs, FL, last 24 months. The current month is still coming in.
| 2024-12 | 22 |
|---|---|
| 2025-01 | 10 |
| 2025-02 | 21 |
| 2025-03 | 11 |
| 2025-04 | 13 |
| 2025-05 | 14 |
| 2025-06 | 21 |
| 2025-07 | 16 |
| 2025-08 | 12 |
| 2025-09 | 18 |
| 2025-10 | 21 |
| 2025-11 | 14 |
| 2025-12 | 21 |
| 2026-01 | 9 |
| 2026-02 | 12 |
| 2026-03 | 12 |
| 2026-04 | 10 |
| 2026-05 | 16 |
| 2026-06 | 24 |
| 2026-07 | 15 |
| 2026-08 | 15 |
| 2026-09 | 23 |
| 2026-10 | 10 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- FLAGSHIP BANK47 · 9.7%Bank
- John Deere Financial32 · 6.6%Captive finance
- VALLEY NATIONAL BANK28 · 5.7%Bank
- JPMORGAN CHASE BANK, NA16 · 3.3%Bank
- DLL16 · 3.3%Independent
- PNC BANK, NATIONAL ASSOCIATION15 · 3.1%Bank
- Bank
- BANK OF AMERICA, N.A.11 · 2.3%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated688 · 92.1%
- Construction28 · 3.7%
- Agriculture26 · 3.5%
- IT & office4 · 0.5%
- Vehicles1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | SUN Tarpon Springs | Agriculture 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
84 | GLO Tarpon Springs | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | BEACON FUNDING CORPORATION Independent | Oct 2022 |
82 | SUN Tarpon Springs | Agriculture 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
82 | SUN Tarpon Springs | Agriculture 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
81 | DEK Tarpon Springs | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | MAHINDRA FINANCE USA LLC Independent | Sep 2023 |
79 | MOO Tarpon Springs | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Oct 2022 |
79 | CHA Tarpon Springs | Equipment 49 mo old · late window+33Near the 48-month mark+7 | LEAF CAPITAL FUNDING, LLC Independent | Sep 2022 |
78 | ARR Tarpon Springs | Equipment 35 mo old · early+32Near the 36-month mark+7 | FLAGSHIP BANK Bank | Nov 2023 |
Equipment types in Tarpon Springs
Nearby cities
- Spring Hill1,511
- New Port Richey1,392
- Brooksville1,262
- Palm Harbor1,186
- Hudson943
- Oldsmar767
- Land O Lakes717
- Dunedin612
- Port Richey562
- Holiday392
- Safety Harbor299
- Trinity222
Questions
How many equipment loans are active in Tarpon Springs, FL?
How many equipment loans in Tarpon Springs, FL end in the next six months?
Which lenders finance the most equipment in Tarpon Springs, FL?
What equipment is financed most in Tarpon Springs, FL?
Is Tarpon Springs, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.